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r
it
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T
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d
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e
CC B
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-
SA
li
c
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n
se
.
C
o
r
r
e
s
p
o
nd
ing
A
uth
o
r
:
Gab
r
iela
Mo
g
o
s
Dep
ar
t
m
en
t o
f
C
o
m
p
u
ter
Scie
n
ce
an
d
So
f
t
w
ar
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g
in
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a
n
J
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to
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-
L
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p
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n
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s
it
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z
h
o
u
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C
h
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a
E
m
ail: G
ab
r
iela.
Mo
g
o
s
@
x
j
tlu
.
ed
u
.
cn
1.
I
NT
RO
D
UCT
I
O
N
P
ay
m
en
t
i
s
a
n
i
n
te
g
r
al
p
ar
t
o
f
th
e
b
u
s
in
e
s
s
,
n
o
d
i
f
f
er
e
n
ce
i
f
it
is
d
o
n
e
tr
ad
itio
n
a
ll
y
o
r
elec
t
r
o
n
icall
y
.
T
h
e
elec
tr
o
n
ic
b
u
s
in
e
s
s
m
o
d
e,
esp
ec
iall
y
elec
tr
o
n
ic
co
m
m
er
ce
,
s
tip
u
la
tes
s
o
m
e
p
a
y
m
en
t
tech
n
iq
u
es
t
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at
co
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ld
b
e
ex
a
m
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ed
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elec
t
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ic
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e
tr
ad
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n
al
p
ay
m
e
n
t
s
y
s
te
m
[
1
]
.
B
ec
au
s
e
o
f
t
h
ese
tr
ad
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n
al
in
s
tr
u
m
en
t
s
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en
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s
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b
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g
d
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o
w
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.
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h
o
s
e
m
ig
h
t
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e
class
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f
ied
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as
f
o
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w
s
:
E
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cr
ed
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r
d
;
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n
ic
ch
eq
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e;
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s
h
;
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lectr
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p
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m
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n
t
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p
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r
; E
lectr
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a
y
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en
t c
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s
; E
lectr
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n
ic
p
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y
m
e
n
t
v
ia
m
o
b
ile
d
ev
ice
s
; E
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n
ic
ass
et
tr
an
s
f
er
.
Giv
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n
t
h
e
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ad
itio
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a
n
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tr
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p
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t
s
y
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m
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t
h
e
f
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d
a
m
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tal
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if
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et
w
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e
ca
n
b
e
s
ee
n
in
th
e
d
esi
g
n
s
co
p
e,
i.e
.
ev
er
y
th
i
n
g
w
it
h
in
t
h
e
s
ec
o
n
d
is
d
ig
ital.
A
ll
t
h
e
ab
o
v
e
-
m
en
tio
n
ed
ac
ti
v
ities
p
o
in
t
to
a
s
o
r
t
o
f
s
p
ec
if
ic
f
o
r
m
o
f
b
an
k
in
g
t
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at
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as
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ee
n
d
e
v
elo
p
ed
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in
ter
n
et
o
r
elec
tr
o
n
ic
b
an
k
i
n
g
o
v
er
t
h
e
p
ast
f
e
w
y
ea
r
s
[
2
]
.
R
is
k
a
s
s
ess
m
en
t
i
s
a
m
et
h
o
d
f
o
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d
eter
m
in
in
g
th
e
li
k
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d
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m
p
ac
t
o
f
lo
s
s
o
f
in
f
o
r
m
atio
n
i
n
teg
r
it
y
,
a
v
ailab
i
lit
y
,
a
n
d
co
n
f
id
en
tialit
y
.
T
h
e
r
is
k
ass
e
s
s
m
e
n
t
m
et
h
o
d
in
cl
u
d
es i
n
f
o
r
m
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a
s
s
et
v
alu
a
tio
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a
n
d
id
en
ti
f
icatio
n
o
f
th
r
ea
ts
to
,
an
d
v
u
l
n
er
ab
ilit
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o
f
,
th
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tar
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et
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m
atio
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.
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I
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J
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C
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p
Sci,
Vo
l.
21
,
No
.
2
,
Feb
r
u
ar
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2021
:
1
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65
-
10
72
1066
2.
RE
S
E
ARCH
M
E
T
H
O
D
T
o
d
eter
m
in
e
t
h
e
lik
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ih
o
o
d
o
f
a
f
u
t
u
r
e
h
ar
m
f
u
l
ev
e
n
t,
it
is
n
ec
es
s
ar
y
to
an
al
y
ze
t
h
r
ea
t
s
to
an
I
T
s
y
s
te
m
i
n
co
n
j
u
n
c
tio
n
w
it
h
p
o
ten
tial
v
u
l
n
er
ab
ilit
ie
s
an
d
I
T
s
y
s
te
m
co
n
tr
o
ls
[
3
]
.
I
m
p
ac
t
r
ef
er
s
to
th
e
ex
ten
t
o
f
th
e
h
ar
m
th
a
t
co
u
ld
r
es
u
lt
f
r
o
m
t
h
e
v
u
ln
er
ab
ilit
y
e
x
er
cise
o
f
a
t
h
r
ea
t.
T
h
e
i
m
p
ac
t
lev
e
l
is
g
o
v
er
n
ed
b
y
t
h
e
p
o
ten
tial i
m
p
ac
t
s
o
f
t
h
e
m
i
s
s
io
n
an
d
in
t
u
r
n
g
e
n
er
ates a
r
elati
v
e
v
al
u
e
f
o
r
th
e
af
f
ec
ted
I
T
ass
ets a
n
d
r
eso
u
r
ce
s
.
T
h
e
h
ast
y
ad
v
a
n
ce
s
i
n
b
an
k
i
n
g
i
n
d
u
ce
m
a
n
y
ad
v
a
n
ta
g
es
f
o
r
f
i
n
an
cia
l i
n
s
ti
tu
t
io
n
s
an
d
co
n
s
u
m
er
s
,
b
u
t
h
ar
m
f
u
l
s
id
e
e
f
f
ec
ts
.
Ho
w
e
v
er
,
elec
tr
o
n
ic
b
an
k
i
n
g
d
o
es
n
o
t
s
et
u
p
s
o
m
e
n
e
w
r
i
s
k
p
r
o
f
iles
b
u
t
at
tr
ac
ts
atten
tio
n
to
th
o
s
e
th
at
ar
e
d
ea
lt
w
ith
b
y
an
y
f
i
n
an
c
ial
i
n
s
ti
tu
t
io
n
.
T
h
ese
r
is
k
s
,
w
h
ich
co
u
ld
b
e
co
v
er
ed
in
p
ar
t,
w
il
l b
e
d
escr
ib
ed
b
r
ief
ly
b
elo
w
:
a)
Op
er
atio
n
al/T
r
an
s
ac
tio
n
r
is
k
–
T
h
e
tr
an
s
ac
tio
n
r
is
k
co
u
ld
als
o
em
er
g
e
f
r
o
m
t
h
e
b
an
k
in
ab
il
it
y
to
co
n
tr
o
l
th
e
th
ir
d
p
ar
ty
–
p
r
o
v
id
er
o
f
th
e
s
er
v
ice
[
4
]
.
b)
tr
ateg
ic
r
is
k
–
So
r
t
o
f
r
is
k
th
at
af
f
ec
ts
t
h
e
in
v
est
m
e
n
t
'
s
l
o
n
g
-
ter
m
ea
r
n
in
g
s
d
u
e
to
in
ap
p
r
o
p
r
iate
b
u
s
i
n
ess
d
ec
is
io
n
s
a
n
d
in
ad
eq
u
ate
p
er
f
o
r
m
a
n
ce
.
Nev
er
t
h
eles
s
,
d
esp
ite
th
e
s
m
aller
b
an
k
s
,
th
e
h
u
g
e
b
an
k
s
d
o
n
o
t
m
a
k
e
t
h
eir
d
ec
is
io
n
s
ab
o
u
t
i
m
p
le
m
e
n
ti
n
g
th
e
e
-
b
a
n
k
i
n
g
s
y
s
te
m
b
ec
au
s
e
o
f
in
v
e
s
t
m
e
n
t
r
et
u
r
n
s
an
d
co
s
t
-
b
en
e
f
it
a
n
al
y
s
is
,
b
u
t
b
ec
au
s
e
o
f
th
e
c
h
allen
g
e
o
f
s
u
cc
ee
d
in
g
i
n
th
e
h
ea
v
y
co
m
p
e
ti
tio
n
.
Of
te
n
,
it
d
o
esn
't
m
ea
n
a
ce
r
tain
s
u
cc
e
s
s
.
c)
T
ec
h
n
o
lo
g
y
r
i
s
k
–
T
h
e
p
r
esen
t
an
d
p
o
ten
tial
r
is
k
ar
o
s
e
as
a
r
esu
lt
o
f
lo
s
s
es,
in
f
r
i
n
g
e
m
e
n
ts
,
ab
n
o
r
m
alitie
s
an
d
b
r
ea
k
d
o
w
n
o
f
co
m
p
u
ter
h
ar
d
w
ar
e,
s
o
f
t
w
ar
e,
o
n
li
n
e
s
er
v
ices,
etc.
d)
C
o
m
p
lia
n
ce
r
is
k
–
A
t
y
p
e
o
f
r
is
k
ar
o
s
e
f
r
o
m
n
o
n
-
co
m
p
lian
ce
w
it
h
s
ta
te
leg
i
s
latio
n
,
p
o
licy
in
s
tr
u
m
e
n
ts
an
d
eth
ical
p
r
in
cip
les.
T
h
e
f
in
an
cia
l
in
s
tit
u
tio
n
m
u
s
t
s
u
b
s
eq
u
en
tl
y
b
e
a
w
ar
e
o
f
th
e
law
t
h
at
ca
n
b
e
o
b
tain
ed
an
d
m
a
k
e
s
u
r
e
t
h
at
it
ap
p
lies
to
o
th
er
d
ir
ec
tio
n
s
s
u
ch
as
b
r
an
c
h
b
an
k
i
n
g
.
C
o
m
p
l
i
an
ce
r
is
k
also
in
cl
u
d
es th
e
n
ee
d
to
r
e
m
ain
co
n
f
id
en
tial
w
i
th
t
h
e
d
ata
o
f
co
n
s
u
m
er
s
[
5
]
.
e)
R
ep
u
tatio
n
r
is
k
–
T
h
e
p
u
b
lic
ju
d
g
m
en
t
tak
e
s
in
to
ac
co
u
n
t
a
v
ar
iet
y
o
f
r
i
s
k
s
th
at
co
u
ld
b
e
q
u
ite
n
e
g
ati
v
e.
T
h
is
co
u
ld
r
esu
lt
f
r
o
m
t
h
e
in
a
d
eq
u
ate
m
et
h
o
d
s
ch
o
s
e
n
to
p
er
f
o
r
m
e
-
b
a
n
k
i
n
g
s
er
v
ices [
6
]
.
f)
I
n
f
o
r
m
a
tio
n
s
ec
u
r
it
y
r
is
k
–
T
h
e
f
in
an
cia
l
in
s
tit
u
tio
n
m
u
s
t
id
en
tify
ce
r
tai
n
cr
itical
f
ac
to
r
s
ai
m
ed
at
p
r
o
tectin
g
its
e
lf
a
n
d
co
n
s
u
m
er
s
in
t
h
e
co
u
r
s
e
o
f
s
ev
er
al
p
r
ev
en
ti
v
e
ac
tiv
ities
,
s
u
c
h
as:
e
n
s
u
r
in
g
t
h
e
lo
g
o
o
f
th
e
in
s
tit
u
tio
n
an
d
m
o
r
e
to
m
ai
n
tai
n
t
h
e
co
m
m
er
cial
r
ep
u
tatio
n
o
f
t
h
e
w
eb
s
ite
[
7
]
.
T
h
o
s
e
co
u
ld
b
e
d
am
a
g
ed
b
y
t
h
e
i
n
d
iv
id
u
al
s
a
n
d
g
r
o
u
p
s
'
n
o
n
-
e
t
h
ical
an
d
cr
i
m
i
n
al
at
tit
u
d
e
b
ec
au
s
e
it
co
u
l
d
b
e
s
ee
n
as
a
th
r
ea
t to
th
e
e
-
b
an
k
s
y
s
te
m
as
a
w
h
o
le,
b
u
t a
ls
o
to
co
n
s
u
m
er
s
.
g)
C
r
ed
it
r
is
k
–
A
r
is
k
ca
te
g
o
r
y
e
m
er
g
ed
f
r
o
m
th
e
co
n
s
u
m
er
'
s
i
n
ab
ilit
y
to
f
u
l
f
il
h
is
/
h
er
f
i
n
a
n
cial
o
b
lig
atio
n
s
.
E
-
b
an
k
i
n
g
o
f
f
e
r
s
cu
s
to
m
er
s
t
h
e
o
p
p
o
r
tu
n
it
y
to
ap
p
ly
f
o
r
a
lo
an
f
r
o
m
a
n
y
w
h
er
e
in
t
h
e
w
o
r
ld
,
b
u
t th
i
s
m
a
k
e
s
it d
if
f
ic
u
lt
f
o
r
th
e
b
an
k
to
r
ec
o
g
n
ize
t
h
e
ap
p
lican
ts
'
cr
ed
it a
b
ilit
y
[
8
]
.
h)
I
n
ter
est
r
ate
r
is
k
–
R
i
s
k
r
elat
ed
to
in
ter
e
s
t
r
ate
m
o
v
e
m
en
t
s
.
B
ec
au
s
e
e
–
b
an
k
in
g
g
i
v
es
cu
s
to
m
er
s
th
e
o
p
p
o
r
tu
n
it
y
to
co
m
p
ar
e
d
if
f
er
en
t
in
ter
es
t
r
ates
f
o
r
b
an
k
s
,
b
an
k
s
n
ee
d
to
p
r
o
ce
ed
q
u
ick
l
y
to
r
etain
o
r
ac
q
u
ir
e
lo
an
s
an
d
d
ep
o
s
its
f
r
o
m
cu
s
to
m
er
s
[
9
]
.
i)
L
iq
u
id
it
y
r
i
s
k
–
I
t
ap
p
ea
r
s
f
r
o
m
t
h
e
b
an
k
'
s
i
n
ab
ilit
y
to
m
ee
t
its
f
in
a
n
cial
r
e
s
p
o
n
s
ib
ili
ties
.
T
h
e
co
s
tu
m
er
s
ar
e
th
er
ef
o
r
e
lik
el
y
to
d
r
a
w
f
r
o
m
t
h
e
b
an
k
as
s
o
ciatio
n
a
n
d
g
o
an
y
w
h
er
e
else
w
h
er
e
t
h
e
r
ate
clau
s
es
ar
e
b
etter
.
j)
Fo
r
eig
n
ex
c
h
a
n
g
e
r
is
k
E
-
b
an
k
in
g
m
a
y
e
n
co
u
r
ag
e
r
esid
en
ts
o
f
a
s
i
n
g
le
s
tate
to
m
ak
e
tr
an
s
a
ctio
n
s
in
t
h
eir
d
o
m
e
s
tic
cu
r
r
e
n
c
y
,
as a
r
es
u
lt
o
f
w
h
ic
h
m
an
y
s
p
ec
u
lati
v
e
ac
t
io
n
s
m
a
y
b
e
u
n
d
er
tak
e
n
b
y
cu
s
to
m
er
s
[
1
0
]
.
I
n
o
u
r
s
tu
d
y
,
f
o
r
m
o
d
elli
n
g
a
n
d
an
al
y
s
is
,
w
e
u
s
ed
Mic
r
o
s
o
f
t
T
h
r
ea
t M
o
d
elin
g
T
o
o
l 2
0
1
6
3.
RE
SU
L
T
S
AND
D
I
SCU
SS
I
O
N
Secu
r
it
y
i
s
t
h
e
co
m
b
i
n
atio
n
o
f
s
y
s
te
m
s
,
ap
p
licatio
n
s
,
an
d
i
n
ter
n
al
co
n
tr
o
ls
u
s
ed
to
p
r
o
te
ct
d
ata
an
d
o
p
er
atin
g
p
r
o
ce
s
s
i
n
te
g
r
it
y
,
a
u
th
e
n
tic
it
y
,
an
d
co
n
f
id
e
n
tialit
y
.
P
r
o
p
er
s
ec
u
r
it
y
i
s
b
ased
o
n
d
ev
elo
p
i
n
g
an
d
i
m
p
le
m
en
t
in
g
ap
p
r
o
p
r
iate
s
ec
u
r
it
y
p
o
licies
an
d
m
ea
s
u
r
es
f
o
r
b
an
k
p
r
o
ce
s
s
es
a
n
d
co
m
m
u
n
icatio
n
b
et
w
ee
n
t
h
e
b
an
k
an
d
ex
ter
n
al
p
ar
ties
.
Secu
r
it
y
m
ea
s
u
r
es
ar
e
co
m
b
in
a
tio
n
s
o
f
h
ar
d
w
ar
e
an
d
s
o
f
t
war
e
to
o
ls
an
d
s
taf
f
m
an
a
g
e
m
e
n
t th
a
t h
elp
b
u
ild
s
e
cu
r
e
s
y
s
te
m
s
a
n
d
o
p
er
atio
n
s
.
3
.
1
.
Dis
t
inct
io
n o
f
risk
s
a
t
s
e
rv
ice
a)
L
e
v
el
I
n
f
o
r
m
atio
n
Ser
v
ice
(
L
o
w
R
i
s
k
)
.
T
h
is
is
t
h
e
m
o
s
t
b
asic
f
o
r
m
o
f
o
n
li
n
e
I
n
ter
n
et
s
er
v
ice
th
a
t
p
r
o
v
id
es
o
n
e
-
w
a
y
co
m
m
u
n
ic
atio
n
co
v
er
i
n
g
ad
v
er
ti
s
in
g
,
p
r
o
m
o
tio
n
al
m
ater
ial,
a
n
d
s
o
o
n
.
W
eb
s
ites
ar
e
o
f
ten
h
ac
k
in
g
tar
g
ets
th
at
v
a
n
d
alize
an
d
m
u
tila
te
th
e
o
r
i
g
i
n
al
in
f
o
r
m
atio
n
b
ein
g
p
r
o
ce
s
s
e
d
r
esu
lti
n
g
in
r
ep
u
tatio
n
al
h
ar
m
.
b)
I
n
ter
ac
tiv
e
I
n
f
o
r
m
atio
n
E
x
c
h
a
n
g
e
(
Me
d
iu
m
r
is
k
)
.
C
u
s
to
m
er
s
ca
n
co
m
m
u
n
ica
te
w
it
h
t
h
e
b
an
k
,
co
n
d
u
ct
ac
co
u
n
t
in
q
u
ir
ies
an
d
co
m
p
le
te
ap
p
licatio
n
f
o
r
m
s
,
etc.
T
h
e
r
is
k
o
f
th
e
s
e
w
eb
s
ites
d
ep
en
d
s
o
n
w
h
et
h
er
th
e
y
h
a
v
e
d
ir
ec
t lin
k
s
to
th
e
i
n
ter
n
al
n
et
w
o
r
k
o
f
t
h
e
b
an
k
[
1
1
]
.
Evaluation Warning : The document was created with Spire.PDF for Python.
I
n
d
o
n
esia
n
J
E
lec
E
n
g
&
C
o
m
p
Sci
I
SS
N:
2502
-
4752
S
tu
d
y
o
n
s
ec
u
r
ity
r
is
ks o
f e
-
b
a
n
kin
g
s
ystem
(
Ga
b
r
iela
Mo
g
o
s
)
1067
c)
T
r
an
s
ac
tio
n
al
Ser
v
ice
(
H
ig
h
r
is
k
)
.
T
h
is
s
er
v
ice
is
t
h
e
m
o
s
t
v
u
l
n
er
ab
le
b
ec
au
s
e
t
h
e
cu
s
to
m
er
s
ar
e
ex
ec
u
t
in
g
o
n
li
n
e
m
o
n
e
y
tr
an
s
f
er
s
,
b
ill
p
a
y
m
en
t
s
,
o
n
li
n
e
s
h
o
p
p
in
g
an
d
o
t
h
er
f
in
a
n
cial
tr
an
s
ac
tio
n
s
a
n
d
th
is
i
s
th
e
h
i
g
h
e
s
t r
is
k
ca
te
g
o
r
y
th
at
r
eq
u
ir
es th
e
s
tr
o
n
g
est co
n
tr
o
l.
3
.
2
.
Aut
hentic
a
t
io
n t
ec
hn
iqu
es
C
o
n
f
ir
m
in
g
th
at
a
p
ar
ticu
lar
r
eq
u
est
f
o
r
co
m
m
u
n
icat
io
n
,
tr
an
s
ac
tio
n
o
r
ac
ce
s
s
is
leg
iti
m
ate
i
s
ess
e
n
tial
i
n
b
a
n
k
i
n
g
.
B
an
k
s
s
h
o
u
ld
th
er
e
f
o
r
e
u
s
e
r
eliab
le
m
et
h
o
d
s
to
v
er
if
y
n
e
w
c
u
s
t
o
m
er
id
en
tit
y
a
n
d
au
th
o
r
izati
o
n
as
w
ell
a
s
au
t
h
e
n
ticate
t
h
e
id
en
ti
t
y
a
n
d
au
t
h
o
r
izatio
n
o
f
estab
li
s
h
ed
c
u
s
to
m
er
s
s
ee
k
in
g
to
in
i
tiate
elec
tr
o
n
ic
tr
an
s
ac
t
io
n
s
.
I
t
ca
n
b
e
a
d
if
f
icu
l
t
tas
k
to
estab
lis
h
an
d
au
t
h
en
t
icate
th
e
id
e
n
tit
y
a
n
d
au
t
h
o
r
izatio
n
o
f
an
i
n
d
iv
id
u
al
to
ac
ce
s
s
b
an
k
i
n
g
s
y
s
te
m
s
i
n
an
o
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m
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t
t
h
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u
r
el
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ctr
o
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ic.
L
e
g
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m
ate
u
s
er
au
t
h
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r
izatio
n
ca
n
b
e
m
i
s
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ep
r
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r
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f
"
s
p
o
o
f
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g
"
tech
n
iq
u
e
s
[
1
2
,
1
3
]
.
As
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th
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ticat
io
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et
h
o
d
s
c
o
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tin
u
e
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e
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a
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r
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m
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e
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t
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n
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i
n
d
u
s
tr
y
p
r
ac
tices i
n
th
i
s
ar
ea
,
s
u
ch
a
s
[
1
4
]
:
a)
Au
t
h
en
t
icatio
n
d
atab
ases
-
p
r
o
v
id
in
g
ac
ce
s
s
to
e
-
b
a
n
k
cu
s
to
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er
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u
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ch
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it
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ld
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e
in
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lace
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ch
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ticated
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ized
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ase.
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p
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iate
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ar
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icate
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r
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ir
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th
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tica
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e
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3
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3
.
V
uln
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t
a
t
em
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nt
T
h
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ab
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ata
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at
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est
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ag
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r
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r
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g
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y
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g
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ilter
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ar
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m
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it
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ata
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if
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er
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t
a
n
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t
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e
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aly
ze
d
in
d
i
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a
ll
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[
1
5
,
1
6
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h
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r
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m
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ellin
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iag
r
a
m
as
s
h
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g
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r
e
1
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s
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in
d
o
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t th
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in
v
u
ln
er
ab
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i
n
o
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k
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n
g
.
Fig
u
r
e
1
.
T
h
e
lo
g
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v
u
ln
er
ab
il
ities
i
n
o
n
li
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b
an
k
in
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3
.
3
.
1
.
I
nte
ra
ct
io
n:
RE
Q
UE
S
T
T
r
u
s
t L
in
e
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o
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n
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s
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u
r
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2
.
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I
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:
2
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d
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E
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g
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Feb
r
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u
r
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r
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n
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a)
E
lev
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s
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n
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m
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atio
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[
State: N
o
t
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P
r
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r
ity
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ateg
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r
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E
lev
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n
o
f
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e
Descr
ip
tio
n
:
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s
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g
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a
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e
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le
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ill
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te
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o
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n
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ci
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r
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b)
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s
s
i
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a
in
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s
s
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e
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m
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s
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ted
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r
io
r
ity
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ateg
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am
p
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f
Fin
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Me
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h
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c)
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s
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t
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P
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: H
ig
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o
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Descr
ip
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n
:
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s
s
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u
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ed
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attac
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F
in
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ac
tio
n
p
r
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s
s
i
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m
ai
n
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m
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[
1
7
]
.
C
o
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au
th
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m
to
id
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t
h
e
d
esti
n
atio
n
p
r
o
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s
s
.
3
.
3
.
2
.
I
nte
ra
ct
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n:
L
O
G
I
N
RE
SPO
NS
E
I
n
ter
ac
tio
n
s
a
s
s
h
o
w
n
i
n
Fi
g
u
r
e
3
.
Fig
u
r
e
3
.
I
n
ter
ac
tio
n
s
Evaluation Warning : The document was created with Spire.PDF for Python.
I
n
d
o
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esia
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J
E
lec
E
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&
C
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m
p
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I
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N:
2502
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4752
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u
r
ity
r
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1069
a)
Fin
a
n
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tr
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s
ac
tio
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(
AC
H,
w
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e
x
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s
Me
m
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r
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T
am
p
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ed
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r
io
r
ity
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ig
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tio
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f
Fi
n
a
n
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s
ac
tio
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(
AC
H
,
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ir
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ter
n
a
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a
n
s
f
er
)
is
g
i
v
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h
e
ab
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y
to
co
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l
w
h
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t
Fin
a
n
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s
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tio
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ce
s
s
in
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m
ai
n
f
r
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m
e
ex
ec
u
tes,
th
en
Fin
a
n
cial
tr
a
n
s
ac
tio
n
(
AC
H,
w
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ter
n
al
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an
s
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ca
n
ta
m
p
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it
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n
a
n
cial
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an
s
ac
tio
n
p
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ce
s
s
i
n
g
m
ain
f
r
a
m
e
[
1
8
]
.
b)
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lev
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n
u
s
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n
g
i
m
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er
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atio
n
[
State: N
o
t
s
tar
ted
]
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P
r
i
o
r
ity
:
Hig
h
]
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ateg
o
r
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:
E
lev
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n
o
f
P
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e
Descr
ip
tio
n
:
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a
n
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tr
a
n
s
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r
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ce
s
s
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ai
n
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r
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m
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m
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e
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le
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m
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s
o
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ate
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h
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n
te
x
t
o
f
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tr
a
n
s
ac
tio
n
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wir
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a
l tr
an
s
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)
in
o
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ain
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n
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r
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i
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3
.
3
.
3
.
I
nte
ra
ct
io
n:
AP
P
L
I
CATI
O
N
CA
L
L
S (
.
do
)
(
F
ig
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4)
a)
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r
o
s
s
s
ite
s
cr
ip
tin
g
[
State: N
o
t
s
tar
ted
]
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Prio
r
ity
: H
i
g
h
]
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r
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Descr
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:
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h
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'A
p
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'
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s
u
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t
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ite
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k
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s
e
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o
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o
t sa
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n
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ted
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u
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Fig
u
r
e
4
.
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n
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p
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b)
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i
m
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o
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t
s
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r
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r
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:
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lev
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f
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e
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r
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e.
Fig
u
r
e
5
.
I
n
ter
ac
tio
n
XM
L
/HT
T
P
S
Evaluation Warning : The document was created with Spire.PDF for Python.
I
SS
N
:
2
5
0
2
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4752
I
n
d
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n
esia
n
J
E
lec
E
n
g
&
C
o
m
p
Sci,
Vo
l.
21
,
No
.
2
,
Feb
r
u
ar
y
2021
:
1
0
65
-
10
72
1070
3
.
3
.
4
.
I
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ra
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io
n:
X
M
L
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T
T
P
S (
F
ig
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5)
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lev
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m
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s
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ted
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P
r
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r
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:
Hig
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]
C
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lev
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f
P
r
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e
Descr
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p
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m
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ip
tio
n
:
T
h
e
w
eb
s
er
v
er
'A
p
p
licatio
n
Ser
v
er
'
co
u
ld
b
e
a
s
u
b
j
ec
t
to
a
cr
o
s
s
-
s
ite
s
cr
ip
tin
g
attac
k
b
ec
au
s
e
it d
o
es n
o
t sa
n
itize
u
n
tr
u
s
ted
in
p
u
t.
3
.
3
.
5
.
I
nte
ra
ct
io
n:
Aut
hentic
a
t
io
n SQ
L
Q
U
E
RY
R
E
SPO
NSE
a)
P
o
ten
tial
d
ata
r
ep
u
d
iatio
n
[
State: N
o
t
s
tar
ted
]
[
P
r
i
o
r
ity
: H
i
g
h
]
C
ateg
o
r
y
:
R
ep
u
d
iatio
n
Descr
ip
tio
n
:
Ser
v
er
clai
m
s
th
a
t it
d
id
n
o
t r
e
ce
iv
e
d
ata
f
r
o
m
a
s
o
u
r
ce
o
u
t
s
i
d
e
th
e
tr
u
s
t
b
o
u
n
d
ar
y
.
C
o
n
s
id
e
r
u
s
i
n
g
lo
g
g
in
g
o
r
au
d
iti
n
g
to
r
e
co
r
d
th
e
s
o
u
r
ce
,
ti
m
e,
an
d
s
u
m
m
ar
y
o
f
t
h
e
r
ec
ei
v
ed
d
ata.
b)
P
o
ten
tial
p
r
o
ce
s
s
cr
ash
o
r
s
to
p
f
o
r
s
er
v
e
r
[
State: N
o
t
s
tar
ted
]
[
P
r
io
r
ity
: H
ig
h
]
C
ateg
o
r
y
:
Den
ial
o
f
Ser
v
ice
Descr
ip
tio
n
:
Ser
v
er
cr
ash
e
s
,
h
alt
s
,
s
to
p
s
o
r
r
u
n
s
s
lo
w
l
y
[
1
9
]
; in
all
ca
s
es v
io
latin
g
an
a
v
ailab
ilit
y
m
etr
ic.
3
.
3
.
6
.
I
nte
ra
ct
io
n:
DATA
Sp
o
o
f
in
g
o
f
s
o
u
r
ce
d
ata
s
to
r
e
d
atab
ase
[
State: N
o
t
s
tar
ted
]
[
P
r
io
r
ity
: H
i
g
h
]
C
ateg
o
r
y
:
Sp
o
o
f
in
g
Descr
ip
tio
n
:
Data
b
ase
m
a
y
b
e
s
p
o
o
f
ed
b
y
an
attac
k
er
an
d
t
h
is
ca
n
d
eter
m
i
n
e
in
co
r
r
ec
t
d
ata
d
eliv
er
ed
to
s
er
v
er
.
I
t c
an
b
e
co
n
s
id
er
ed
a
s
tan
d
ar
d
au
t
h
en
t
icatio
n
m
ec
h
a
n
is
m
to
id
en
ti
f
y
th
e
s
o
u
r
ce
d
ata
s
to
r
e
[
2
0
,
2
1
]
.
3
.
4
.
Ris
k
m
it
ig
a
t
io
n
Secu
r
it
y
co
n
tr
o
l
s
elec
tio
n
m
ea
n
s
a
tailo
r
ed
s
et
o
f
s
ec
u
r
it
y
co
n
tr
o
ls
,
d
o
cu
m
e
n
ted
in
t
h
e
s
y
s
te
m
s
ec
u
r
it
y
p
la
n
a
n
d
ap
p
r
o
v
ed
b
y
t
h
e
s
y
s
te
m
’
s
a
u
th
o
r
izi
n
g
o
f
f
icial.
T
h
e
e
-
b
an
k
i
n
g
s
y
s
te
m
t
y
p
icall
y
n
ee
d
s
t
o
ad
d
r
ess
a
lar
g
e
n
u
m
b
er
o
f
s
ec
u
r
it
y
co
n
tr
o
ls
a
n
d
in
f
o
r
m
atio
n
s
y
s
te
m
co
n
s
id
er
atio
n
s
r
elate
d
to
ac
ce
s
s
co
n
tr
o
l
,
in
cl
u
d
in
g
id
en
t
if
ica
tio
n
a
n
d
au
th
e
n
tica
tio
n
,
u
s
er
au
t
h
o
r
izati
o
n
,
an
d
s
y
s
te
m
an
d
co
m
m
u
n
i
ca
tio
n
s
p
r
o
tectio
n
[
2
2
]
.
T
h
er
e
ar
e
m
a
n
y
o
p
tio
n
s
f
o
r
m
iti
g
ati
n
g
a
r
i
s
k
,
a
n
d
a
g
ain
,
th
e
f
o
cu
s
i
s
n
o
t
al
w
a
y
s
o
n
tr
y
i
n
g
to
eli
m
i
n
ate
t
h
e
r
is
k
,
b
u
t r
ath
er
t
o
r
ed
u
ce
th
e
r
is
k
e
x
p
o
s
u
r
e
to
an
ac
ce
p
tab
le
lev
el.
T
h
e
f
ir
s
t
t
w
o
ar
e
t
h
e
m
o
s
t
co
m
m
o
n
,
b
u
t
i
n
s
o
m
e
ca
s
es,
it
m
a
y
b
e
p
o
s
s
ib
le
to
ch
a
n
g
e
t
h
e
s
en
s
i
tiv
it
y
o
f
th
e
r
eso
u
r
ce
.
T
h
e
s
en
s
itiv
i
t
y
co
u
ld
b
e
r
ed
u
ce
d
,
h
o
w
ev
e
r
,
if
th
e
d
ata
f
r
o
m
p
r
o
d
u
ctio
n
w
as
s
cr
a
m
b
led
in
s
o
m
e
r
an
d
o
m
m
a
n
n
er
b
ef
o
r
e
b
ein
g
co
p
ied
to
d
ev
elo
p
m
en
t
[
2
3
]
.
T
h
is
w
a
y
th
e
d
ata
w
o
u
l
d
s
till
b
e
g
o
o
d
f
o
r
test
i
n
g
,
b
u
t a
f
e
w
o
f
t
h
e
s
e
n
s
i
ti
v
e
f
ie
ld
s
lik
e
c
u
s
to
m
er
n
a
m
e
o
r
ac
co
u
n
t n
u
m
b
er
co
u
ld
b
e
o
b
f
u
s
ca
ted
.
An
o
th
er
o
p
tio
n
f
o
r
t
h
is
e
x
a
m
p
le
m
i
g
h
t
b
e
to
r
ed
u
ce
t
h
e
t
h
r
ea
t
u
n
iv
er
s
e
b
y
i
m
p
le
m
en
tin
g
f
ir
e
w
all
r
u
les
to
li
m
i
t
s
o
u
r
ce
n
et
w
o
r
k
s
th
at
ar
e
allo
w
ed
to
co
n
n
ec
t
to
th
e
d
atab
ase
s
er
v
er
.
Ag
ai
n
,
th
i
s
o
p
tio
n
w
o
u
ld
n
o
t
li
m
it
t
h
e
s
ev
er
it
y
o
f
th
e
e
x
p
o
s
u
r
e
o
r
ch
an
g
e
t
h
e
s
en
s
iti
v
it
y
o
f
th
e
d
atab
ase
s
er
v
er
,
b
u
t
it
w
o
u
ld
r
ed
u
ce
th
e
lik
eli
h
o
o
d
o
f
ab
u
s
e
b
y
r
ed
u
ci
n
g
th
e
n
u
m
b
er
o
f
e
n
tit
ies
w
h
o
ca
n
ac
ce
s
s
t
h
e
s
er
v
er
.
T
o
li
m
it
th
e
s
e
v
er
it
y
o
f
a
n
ex
p
lo
it,
it
n
ee
d
s
to
s
o
m
e
h
o
w
co
n
tain
th
e
co
m
p
r
o
m
is
e.
T
h
is
ap
p
r
o
ac
h
to
r
is
k
m
iti
g
atio
n
r
ec
o
g
n
izes
t
h
at
it
ca
n
’
t
n
ec
e
s
s
ar
il
y
p
r
ev
e
n
t
t
h
e
c
o
m
p
r
o
m
is
e,
b
u
t
it
ca
n
li
m
it
t
h
e
s
co
p
e
o
f
th
e
b
r
ea
ch
o
r
r
ea
ct
q
u
ick
l
y
to
p
r
ev
e
n
t
f
u
r
t
h
er
e
s
ca
latio
n
.
Mo
s
t
co
n
tr
o
ls
i
n
t
h
is
ca
te
g
o
r
y
w
i
ll b
e
d
et
ec
tiv
e
a
n
d
r
esp
o
n
s
e
f
o
cu
s
ed
.
A
t
y
p
ical
e
x
a
m
p
le
is
li
m
it
in
g
t
h
e
s
co
p
e
o
f
ac
ce
s
s
t
h
e
attac
k
er
w
o
u
ld
h
a
v
e
w
h
en
e
x
p
lo
itin
g
t
h
e
ac
co
u
n
t.
Usi
n
g
th
e
SS
L
alo
n
e
d
o
es
n
o
t
tr
u
s
t
t
h
e
b
an
k
th
at
it
s
I
n
te
r
n
et
s
er
v
ice
is
s
ec
u
r
e.
T
h
e
V
P
N
o
p
tio
n
r
eq
u
ir
es
ad
d
itio
n
al
r
e
m
o
te
w
o
r
k
s
tatio
n
s
o
f
t
w
ar
e
a
n
d
h
ar
d
w
a
r
e.
T
h
e
VP
N
s
o
f
t
w
ar
e
is
clo
s
el
y
i
n
te
g
r
ated
w
it
h
th
e
r
e
m
o
te
w
o
r
k
s
tatio
n
an
d
s
er
v
er
,
r
eq
u
ir
in
g
s
o
f
t
w
ar
e
d
r
iv
er
s
to
b
e
in
s
talled
an
d
m
a
y
r
eq
u
ir
e
h
ar
d
w
ar
e
r
ea
d
er
s
.
T
h
is
ca
n
b
e
d
o
n
e
f
o
r
clo
s
ed
u
s
er
g
r
o
u
p
s
,
b
u
t
it
is
n
o
t
f
ea
s
ib
le
to
allo
w
p
o
ten
tial
cu
s
to
m
er
s
to
ac
ce
s
s
th
e
g
e
n
er
al
p
o
p
u
latio
n
.
Me
th
o
d
s
ar
e
lik
el
y
to
ev
o
lv
e
to
w
ar
d
s
tr
ea
tin
g
th
e
i
n
ter
n
et
b
an
k
i
n
g
cu
s
t
o
m
er
g
r
o
u
p
o
f
th
e
b
an
k
as a
clo
s
ed
u
s
er
g
r
o
u
p
o
n
a
VP
N,
b
u
t in
th
e
s
h
o
r
t te
r
m
th
i
s
is
n
o
t f
ea
s
ib
le.
I
t
is
r
ec
o
g
n
ized
th
at
th
is
p
o
in
t
h
a
s
n
o
t
y
e
t
b
ee
n
r
ea
c
h
ed
b
y
g
lo
b
al
b
est
p
r
ac
tice
an
d
th
a
t
i
m
p
le
m
en
t
in
g
to
k
e
n
s
m
a
y
n
o
t
b
e
f
ea
s
ib
le
in
th
e
s
h
o
r
t
ter
m
.
A
ll
b
an
k
s
h
av
e
ad
o
p
ted
th
e
E
MV
s
m
ar
t
ca
r
d
th
at
o
f
f
er
s
s
ec
u
r
it
y
o
f
tr
an
s
ac
tio
n
s
an
d
m
o
s
t
o
f
t
h
e
m
h
a
v
e
attac
h
ed
a
to
k
en
to
in
cr
ea
s
e
t
h
e
s
e
cu
r
it
y
d
e
g
r
ee
[
2
3
]
.
[
2
4
]
.
New
to
k
e
n
ap
p
licatio
n
s
co
m
p
atib
le
w
it
h
m
o
b
ile
p
h
o
n
es
r
aise
n
e
w
s
ec
u
r
it
y
is
s
u
es.
Me
an
w
h
ile,
alt
h
o
u
g
h
SS
L
d
o
es
n
o
t
o
v
er
co
m
e
t
h
e
r
is
k
s
d
is
c
u
s
s
ed
in
th
i
s
s
ec
tio
n
,
it
p
r
o
v
id
es
ad
v
an
tag
e
s
as
d
is
cu
s
s
ed
ab
o
v
e
f
o
r
p
ay
m
e
n
t tr
an
s
ac
tio
n
s
an
d
s
h
o
u
ld
th
er
e
f
o
r
e
b
e
d
ep
lo
y
ed
b
y
a
ll b
an
k
s
in
tr
o
d
u
ci
n
g
I
n
ter
n
e
t s
er
v
ices [
2
5
]
.
Evaluation Warning : The document was created with Spire.PDF for Python.
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n
d
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Sci
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N:
2502
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4752
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tu
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is
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1071
4.
CO
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O
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h
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co
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p
t
o
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elec
tr
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b
an
k
in
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(e
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b
an
k
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n
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r
e
f
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s
to
t
h
e
ato
m
ized
d
eliv
er
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r
o
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o
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d
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o
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s
o
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m
e
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w
o
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c
o
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tio
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b
a
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k
i
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p
r
o
d
u
cts
an
d
/o
r
s
er
v
ices
i
n
a
s
tr
aig
h
t
li
n
e
to
co
n
s
u
m
er
s
.
T
h
e
b
an
k
's
s
tr
ate
g
y
s
h
o
u
ld
b
e
r
ea
d
j
u
s
ted
to
m
ee
t
n
e
w
ch
a
l
len
g
e
s
w
it
h
r
is
k
b
alan
c
e
an
d
to
b
e
f
o
cu
s
ed
o
n
p
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te
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tial
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ati
v
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i
m
p
ac
t
o
n
k
e
y
b
u
s
in
ess
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b
j
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tiv
es.
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h
en
w
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th
i
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k
f
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o
m
th
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u
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it
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p
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tiv
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w
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t
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at
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ar
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m
a
n
y
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ec
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r
it
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s
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es
a
n
d
r
is
k
o
n
t
h
e
ap
p
licatio
n
s
p
ec
i
all
y
,
f
o
r
an
o
n
li
n
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ap
p
licatio
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d
it
’
s
i
m
p
o
r
ta
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t
to
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u
ar
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n
tee
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ed
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th
at
m
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s
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t
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o
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e,
b
e
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th
e
n
tic,
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ailab
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co
n
f
id
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tial
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p
o
s
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s
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ig
h
le
v
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o
f
in
te
g
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it
y
an
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e
f
f
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c
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etc.
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an
k
s
s
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o
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ld
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eg
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lar
l
y
lo
o
k
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lv
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is
k
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p
o
s
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d
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o
lu
tio
n
s
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elp
w
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s
to
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m
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f
a
n
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e
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cc
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r
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.
R
is
k
a
n
d
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r
in
s
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r
a
n
ce
m
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a
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s
s
h
o
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ld
co
llab
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ate
w
it
h
b
u
s
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s
s
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n
it
s
w
h
e
n
co
o
r
d
in
atin
g
an
d
ag
r
ee
i
n
g
to
p
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ev
en
t
io
n
,
m
i
tig
a
tio
n
,
an
d
r
esp
o
n
s
e
p
lan
s.
ACK
NO
WL
E
D
G
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M
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NT
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T
h
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atef
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Xi
'
a
n
J
iao
to
n
g
-
L
i
v
er
p
o
o
l
Un
iv
er
s
it
y
(
XJ
T
L
U)
,
Su
z
h
o
u
,
C
h
i
n
a.
esp
ec
iall
y
to
Dep
ar
t
m
en
t
o
f
C
o
m
p
u
ter
Scien
ce
an
d
So
f
t
w
ar
e
E
n
g
i
n
ee
r
i
n
g
(
C
S
S
E
)
.
T
h
is
w
o
r
k
w
as
p
ar
tiall
y
s
u
p
p
o
r
ted
b
y
t
h
e
Ar
tif
icial
I
n
telli
g
e
n
ce
Data
An
al
y
tic
s
L
ab
(
A
I
D
A
)
,
P
r
in
ce
Su
lta
n
U
n
i
v
er
s
it
y
,
R
i
y
ad
h
,
Sau
d
i
A
r
ab
ia.
RE
F
E
R
E
NC
E
S
[1
]
Ku
m
a
r,
P
ra
d
e
e
p
,
a
n
d
M
o
h
a
m
m
a
d
Kh
a
n
.
"
S
y
ste
m
s,
m
e
th
o
d
s,
a
n
d
c
o
m
p
u
ter
re
a
d
a
b
le
m
e
d
ia
f
o
r
p
a
y
m
e
n
t
a
n
d
n
o
n
-
p
a
y
m
e
n
t
v
irt
u
a
l
c
a
rd
tran
sf
e
r
b
e
tw
e
e
n
m
o
b
il
e
d
e
v
ice
s
,
"
U.S
.
P
a
ten
t
1
0
,
0
2
6
,
0
7
6
,
issu
e
d
Ju
ly
1
7
,
2
0
1
8
.
[2
]
Ak
h
isa
r,
İly
a
s,
K.
Ba
tu
T
u
n
a
y
,
a
n
d
Ne
c
la
T
u
n
a
y
,
"
T
h
e
e
ffe
c
ts
o
f
in
n
o
v
a
ti
o
n
s
o
n
b
a
n
k
p
e
rf
o
rm
a
n
c
e
:
T
h
e
c
a
se
o
f
e
lec
tro
n
ic b
a
n
k
in
g
se
rv
ice
s
,
"
Pro
c
e
d
ia
-
S
o
c
ia
l
a
n
d
Beh
a
v
io
r
a
l
S
c
ien
c
e
s
,
no
.
1
9
5
,
p
p
.
3
6
9
-
3
7
5
,
2
0
1
5
.
[3
]
T
h
e
o
h
a
ry
,
C.
A
.
,
T
e
rr
o
rist u
se
o
f
th
e
in
ter
n
e
t:
In
f
o
rm
a
ti
o
n
o
p
e
ra
ti
o
n
s in
c
y
b
e
r
sp
a
c
e
,
Dia
n
e
P
u
b
li
s
h
in
g
,
2
0
1
1
.
[4
]
G
ro
d
y
,
A
ll
a
n
D.,
F
o
ti
o
s
Ha
rm
a
n
tzis,
a
n
d
G
re
g
o
r
y
J.
Ka
p
le
,
"
Op
e
r
a
ti
o
n
a
l
risk
a
n
d
re
f
e
re
n
c
e
d
a
ta:
E
x
p
lo
rin
g
c
o
sts
,
c
a
p
it
a
l
re
q
u
irem
e
n
ts
a
n
d
risk
m
it
ig
a
ti
o
n
,
"
Ca
p
it
a
l
Req
u
ire
me
n
ts
a
n
d
R
isk
M
it
ig
a
t
io
n
,
v
o
l
.
1
,
no
.
3
,
p
p
.
1
3
0
-
1
8
7
,
2
0
0
6
.
[5
]
Ba
m
b
e
rg
e
r,
Ke
n
n
e
th
A
.
,
"
Tec
h
n
o
lo
g
ies
o
f
c
o
m
p
li
a
n
c
e
:
Risk
a
n
d
re
g
u
latio
n
in
a
d
ig
it
a
l
a
g
e
,
"
T
e
x
.
L
.
Rev
,
no
88
,
p
p
.
669
,
2
0
0
9
.
[6
]
Na
m
i,
M
o
h
a
m
m
a
d
Re
z
a
,
"E
-
b
a
n
k
in
g
:
Iss
u
e
s
a
n
d
c
h
a
ll
e
n
g
e
s
,
"
In
2
0
0
9
1
0
t
h
ACI
S
In
ter
n
a
ti
o
n
a
l
Co
n
fer
e
n
c
e
o
n
S
o
ft
w
a
re
En
g
in
e
e
rin
g
,
Art
if
icia
l
I
n
telli
g
e
n
c
e
s,
Ne
two
rk
in
g
a
n
d
P
a
r
a
ll
e
l/
Distrib
u
ted
C
o
mp
u
ti
n
g
,
p
p
.
263
-
2
6
6
.
2
0
0
9
.
[7
]
Je
r
m
a
n
-
Blaž
ič,
Bo
rk
a
,
"
A
n
e
c
o
n
o
m
ic
m
o
d
e
ll
in
g
a
p
p
ro
a
c
h
to
in
f
o
r
m
a
ti
o
n
se
c
u
rit
y
risk
m
a
n
a
g
e
m
e
n
t
,
"
In
ter
n
a
ti
o
n
a
l
J
o
u
rn
a
l
o
f
In
fo
rm
a
ti
o
n
M
a
n
a
g
e
m
e
n
t
,
v
o
l.
2
8
,
n
o
.
5
.
p
p
.
4
1
3
-
4
2
2
,
2
0
0
8
.
[8
]
A
n
g
e
l
a
k
o
p
o
u
l
o
s,
G
e
o
rg
io
s,
a
n
d
A
th
a
n
a
ss
io
s
M
ih
io
ti
s
,
"E
-
b
a
n
k
in
g
:
c
h
a
ll
e
n
g
e
s
a
n
d
o
p
p
o
rt
u
n
i
ti
e
s
in
th
e
G
re
e
k
b
a
n
k
in
g
se
c
to
r
,
"
El
e
c
tro
n
ic C
o
m
me
rc
e
Res
e
a
rc
h
,
v
o
l.
11,
no
.
3,
p
p
.
2
9
7
-
3
1
9
,
2
0
1
1
.
[9
]
Nitsu
re
,
Ru
p
a
Re
g
e
,
"E
-
b
a
n
k
in
g
:
Ch
a
ll
e
n
g
e
s
a
n
d
o
p
p
o
rt
u
n
i
ti
e
s
,
"
Eco
n
o
mic
a
n
d
P
o
li
ti
c
a
l
W
e
e
k
ly
,
v
o
l.
38
,
n
o
.
5
1
,
pp.
5
3
7
7
-
5
3
8
1
,
2
0
0
3
.
[1
0
]
A
h
m
a
d
,
A
la’e
d
d
in
M
o
h
d
Kh
a
laf,
a
n
d
Ha
sa
n
A
li
A
l
-
Zu
’b
i
,
"E
-
b
a
n
k
in
g
f
u
n
c
ti
o
n
a
li
ty
a
n
d
o
u
tco
m
e
s
o
f
c
u
sto
m
e
r
sa
ti
sfa
c
ti
o
n
:
a
n
e
m
p
iri
c
a
l
in
v
e
stig
a
ti
o
n
,
"
In
ter
n
a
ti
o
n
a
l
j
o
u
r
n
a
l
o
f
ma
rk
e
ti
n
g
st
u
d
ies
,
v
o
l
3
,
n
o
1
,
p
p
.
50
-
65
,
2
0
1
1
.
[1
1
]
Oh
,
Yu
n
sa
n
g
,
a
n
d
T
a
k
a
sh
i
Ob
i
,
"
Id
e
n
ti
f
y
in
g
p
h
ish
i
n
g
th
re
a
ts
in
g
o
v
e
rn
m
e
n
t
w
e
b
se
r
v
ice
s
,
"
In
ter
n
a
ti
o
n
a
l
J
o
u
rn
a
l
o
f
In
fo
rm
a
t
io
n
a
n
d
Ne
two
rk
S
e
c
u
rit
y
,
v
o
l.
2
,
n
o
.
1
,
p
p
.
32
,
2
0
1
3
.
[1
2
]
Ha
ss
a
n
,
M
o
a
tam
a
d
,
A
.
Yo
u
n
e
s,
M
.
R.
Ha
ss
a
n
,
a
n
d
H.
A
b
d
o
,
"
S
o
lv
in
g
th
e
F
il
e
A
ll
o
c
a
ti
o
n
P
r
o
b
lem
in
th
e
Distrib
u
te
d
Ne
tw
o
rk
s
b
y
u
sin
g
G
e
n
e
ti
c
A
lg
o
rit
h
m
s
,
"
In
ter
n
a
ti
o
n
a
l
J
o
u
rn
a
l
o
f
In
fo
rm
a
t
io
n
a
n
d
Ne
two
rk
S
e
c
u
rity
,
v
o
l.
2
,
n
o
.
1
,
p
p
.
1
0
9
,
2
0
1
3
.
[1
3
]
P
a
sh
a
z
a
d
e
h
,
S
a
e
id
,
"
M
o
d
e
li
n
g
a
n
d
v
e
rif
ica
ti
o
n
o
f
a
c
c
e
ss
rig
h
ts
in
tak
e
-
g
r
a
n
t
p
ro
tec
ti
o
n
m
o
d
e
l
u
sin
g
c
o
lo
re
d
P
e
tr
i
n
e
ts
,
"
In
ter
n
a
t
io
n
a
l
J
o
u
rn
a
l
o
f
I
n
f
o
rm
a
ti
o
n
a
n
d
Ne
two
rk
S
e
c
u
rity
,
v
o
l.
2
,
n
o
.
1
,
p
p
.
78
,
2
0
1
3
.
[1
4
]
P
ra
d
h
a
n
,
S
u
sh
m
a
,
a
n
d
Bire
n
d
ra
Ku
m
a
r
S
h
a
rm
a
,
"
A
n
Eff
i
c
ien
t
R
S
A
Cr
y
p
to
sy
ste
m
w
it
h
BM
-
P
RIM
E
M
e
t
h
o
d
,
"
In
ter
n
a
t
io
n
a
l
J
o
u
rn
a
l
o
f
I
n
fo
rm
a
t
io
n
a
n
d
Ne
two
rk
S
e
c
u
rity
,
v
o
l
2
,
no
1
,
p
p
.
1
0
3
,
2
0
1
3
.
[1
5
]
M
o
u
l
,
Ka
telin
A
,
"
A
v
o
id
P
h
is
h
i
n
g
T
ra
p
s
,
"
In
Pro
c
e
e
d
in
g
s
o
f
t
h
e
2
0
1
9
ACM
S
IGU
CCS
An
n
u
a
l
Co
n
fer
e
n
c
e
,
p
p
.
199
-
2
0
8
,
2
0
1
9
.
[1
6
]
P
.
S
h
a
rm
a
,
R.
Jo
h
a
ri,
S
.
S.
S
a
rm
a
,
"
In
teg
ra
ted
a
p
p
ro
a
c
h
t
o
p
re
v
e
n
t
S
QL
in
jec
ti
o
n
a
tt
a
c
k
a
n
d
re
f
lec
ted
c
ro
ss
site
sc
rip
ti
n
g
a
tt
a
c
k
,"
In
ter
n
a
ti
o
n
a
l
J
o
u
rn
a
l
o
f
S
y
ste
m
Assu
ra
n
c
e
En
g
i
n
e
e
rin
g
a
n
d
M
a
n
a
g
e
me
n
t
,
v
o
l
.
3
,
n
o
.
4
,
pp.
3
4
3
-
3
5
1
,
2
0
1
2
.
[1
7
]
Cla
y
c
o
m
b
,
W
il
li
a
m
R.
,
a
n
d
A
lex
Nic
o
ll
,
"
In
sid
e
r
t
h
re
a
ts
to
c
lo
u
d
c
o
m
p
u
ti
n
g
:
Dire
c
ti
o
n
s
f
o
r
n
e
w
re
se
a
r
c
h
c
h
a
ll
e
n
g
e
s
,
"
In
2
0
1
2
I
EE
E
3
6
t
h
A
n
n
u
a
l
C
o
mp
u
ter
S
o
ft
wa
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I
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Evaluation Warning : The document was created with Spire.PDF for Python.