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I
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I
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J
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Vo
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15
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No
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1
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Feb
r
u
a
r
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20
2
6
:
535
-
543
536
R
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f
u
r
t
h
er
ar
g
u
es
th
at
p
o
licy
m
ak
er
s
o
f
te
n
f
eig
n
au
th
o
r
ity
-
s
h
ar
i
n
g
with
o
u
t
g
en
u
i
n
ely
r
elin
q
u
is
h
in
g
c
o
n
tr
o
l.
L
u
s
ar
d
i
an
d
Mitch
ell
[
6
]
s
u
g
g
est
th
at
th
e
f
ailu
r
e
o
f
SB
F
m
an
ag
em
en
t
o
f
ten
s
tem
s
f
r
o
m
s
ch
o
o
l
p
er
s
o
n
n
el,
as
s
o
m
e
teac
h
er
s
an
d
p
r
in
cip
als
ar
e
u
n
p
r
e
p
ar
ed
to
ass
u
m
e
t
h
e
ad
d
ed
r
esp
o
n
s
ib
ilit
ies
th
at
co
m
e
with
m
an
ag
in
g
d
ec
e
n
tr
alize
d
b
u
d
g
ets.
As
a
r
esu
lt,
r
ef
o
r
m
s
ca
n
b
e
in
e
f
f
ec
tiv
e
if
th
e
g
o
v
er
n
m
en
t
is
u
n
willin
g
to
f
u
lly
d
ev
o
lv
e
f
in
an
cial
d
ec
i
s
io
n
-
m
ak
in
g
,
o
r
if
s
ch
o
o
l
p
er
s
o
n
n
el
ar
e
n
eith
e
r
eq
u
ip
p
e
d
n
o
r
willin
g
to
h
an
d
le
th
ese
n
ew
r
esp
o
n
s
ib
ilit
ies.
A
d
d
itio
n
ally
,
L
u
s
ar
d
i
an
d
Mitch
ell
[
6
]
also
wa
r
n
th
at
a
lack
o
f
t
r
an
s
p
ar
en
c
y
in
f
in
an
cial
i
n
f
o
r
m
atio
n
ca
n
lead
to
in
cr
ea
s
ed
o
p
p
o
r
tu
n
ities
f
o
r
th
e
m
is
u
s
e
o
f
ed
u
ca
tio
n
al
f
u
n
d
s
.
Fin
ally
,
a
n
y
n
ew
in
itiativ
e
tak
es
tim
e
to
p
r
o
d
u
ce
n
o
ticea
b
le
r
esu
lts
[
8
]
,
[
9
]
.
T
h
er
ef
o
r
e,
a
d
eq
u
ate
s
u
p
p
o
r
t
is
cr
u
cial,
esp
ec
ially
in
th
e
ea
r
l
y
s
tag
es,
w
h
en
o
u
tco
m
es
m
ay
in
itially
ap
p
ea
r
to
wo
r
s
en
.
L
u
s
ar
d
i
an
d
Mitch
ell
[
6
]
h
ig
h
lig
h
t
th
e
s
ig
n
if
ican
t
f
in
an
cial
co
s
ts
o
f
im
p
lem
en
tin
g
SB
F,
in
clu
d
in
g
n
ec
ess
ar
y
s
ta
f
f
tr
ain
in
g
an
d
in
itial
s
u
b
s
id
ies.
T
h
ey
ca
u
tio
n
th
at
r
ef
o
r
m
s
f
o
cu
s
ed
s
o
lely
o
n
co
s
t
-
s
av
in
g
m
ea
s
u
r
es o
r
im
p
le
m
en
ted
to
o
ab
r
u
p
tly
ar
e
lik
el
y
to
f
ail.
Fin
an
cial
r
eso
u
r
ce
s
,
f
o
r
in
s
tan
ce
,
r
e
f
er
to
th
e
f
u
n
d
s
av
a
ilab
le
f
o
r
ac
q
u
ir
i
n
g
t
h
e
n
ec
e
s
s
ar
y
r
ea
l
r
eso
u
r
ce
s
—
s
u
ch
as
h
u
m
an
ca
p
ital
an
d
m
ater
ials
—
ess
en
tial
f
o
r
d
eliv
er
in
g
ed
u
ca
tio
n
al
s
er
v
ices.
T
h
e
av
ailab
ilit
y
o
f
r
ea
l
r
eso
u
r
ce
s
is
in
h
er
en
tly
d
ep
e
n
d
en
t
o
n
th
e
f
in
an
cial
r
eso
u
r
ce
s
allo
ca
ted
to
th
e
s
ch
o
o
l,
h
ig
h
lig
h
tin
g
th
e
cr
itical
r
o
le
o
f
ef
f
ec
tiv
e
f
i
n
an
cial
m
an
ag
e
m
en
t
at
th
e
in
s
titu
tio
n
al
lev
el.
T
h
is
r
elatio
n
s
h
ip
u
n
d
er
s
co
r
es
th
e
jo
i
n
t
r
esp
o
n
s
i
b
ilit
y
o
f
s
ch
o
o
l
ad
m
in
is
tr
ato
r
s
,
d
ir
ec
to
r
s
,
co
o
r
d
in
ato
r
s
,
an
d
g
o
v
er
n
in
g
b
o
ar
d
s
in
o
v
er
s
ee
in
g
th
e
p
r
u
d
e
n
t
m
an
a
g
em
en
t
o
f
r
eso
u
r
ce
s
an
d
en
s
u
r
in
g
th
e
m
ain
ten
a
n
ce
o
f
t
h
e
s
ch
o
o
l
’
s
in
f
r
astru
ctu
r
e
.
Sch
o
o
l
ad
m
in
is
tr
ato
r
s
m
u
s
t
b
e
eq
u
ip
p
ed
with
b
o
th
p
r
ac
t
ical
k
n
o
wled
g
e
a
n
d
ess
en
tial
s
k
ills
in
f
in
an
cial
m
an
ag
em
en
t t
o
en
s
u
r
e
t
h
e
d
eli
v
er
y
o
f
q
u
ality
ed
u
ca
tio
n
[
1
0
]
.
Giv
en
th
at
s
ch
o
o
l
d
ir
ec
to
r
s
ar
e
task
ed
with
m
an
ag
in
g
p
u
b
lic
f
u
n
d
s
,
it
is
im
p
er
ativ
e
th
at
th
ey
allo
ca
te
r
eso
u
r
ce
s
ju
d
icio
u
s
ly
an
d
m
ain
tain
co
m
p
r
eh
en
s
iv
e
f
in
an
c
ial
r
ec
o
r
d
s
f
o
r
ac
co
u
n
tab
ilit
y
.
As
Sh
ak
ed
[
1
1
]
s
u
g
g
est,
b
u
d
g
etin
g
—
en
co
m
p
ass
in
g
p
r
ep
ar
atio
n
,
im
p
lem
e
n
tatio
n
,
an
d
c
o
n
tr
o
l
—
is
ce
n
t
r
al
to
s
ch
o
o
l
-
b
ased
f
in
an
cial
m
an
ag
em
e
n
t.
C
o
n
s
eq
u
en
tly
,
s
ch
o
o
l d
ir
ec
t
o
r
s
m
u
s
t b
e
p
r
o
g
r
ess
iv
ely
tr
ain
ed
an
d
h
eld
ac
co
u
n
tab
le
f
o
r
m
an
ag
in
g
asp
ec
ts
o
f
th
e
b
u
d
g
et,
p
a
r
ticu
lar
ly
co
n
ce
r
n
in
g
r
ec
u
r
r
en
t
ex
p
e
n
d
itu
r
es.
Sch
o
o
ls
s
h
o
u
ld
d
ev
elo
p
s
y
s
tem
s
to
en
ab
le
ad
m
in
is
tr
a
to
r
s
to
m
an
ag
e
p
u
b
lic
f
u
n
d
s
ef
f
ec
tiv
ely
an
d
m
a
k
e
f
in
an
cial
d
ec
is
io
n
s
th
at
s
u
p
p
o
r
t e
d
u
ca
tio
n
al
o
b
jectiv
es.
Sch
o
o
l
ad
m
in
is
tr
ato
r
s
,
th
u
s
,
p
lay
a
v
ital
r
o
le
i
n
en
s
u
r
in
g
th
e
ef
f
ec
tiv
e
an
d
ef
f
icien
t
o
p
er
atio
n
o
f
ed
u
ca
tio
n
al
s
y
s
tem
s
,
p
a
r
ticu
lar
ly
in
f
in
an
cial
m
an
ag
em
e
n
t.
T
h
ey
ar
e
e
x
p
ec
ted
to
d
em
o
n
s
tr
ate
ex
ce
llen
ce
ac
r
o
s
s
all
asp
ec
ts
o
f
e
d
u
ca
ti
o
n
b
y
lea
d
in
g
teac
h
er
s
an
d
s
taf
f
to
co
llab
o
r
ate
to
war
d
co
m
m
o
n
g
o
als
wh
ile
co
n
tin
u
o
u
s
ly
im
p
r
o
v
in
g
s
tan
d
ar
d
s
an
d
o
v
er
all
co
n
d
itio
n
s
.
T
h
ese
lead
er
s
also
p
r
o
v
id
e
s
tr
ateg
ic
v
is
io
n
an
d
d
ir
ec
tio
n
f
o
r
th
e
f
u
tu
r
e
d
e
v
el
o
p
m
en
t
o
f
th
e
in
s
titu
tio
n
s
th
ey
o
v
er
s
ee
,
f
o
s
ter
in
g
a
p
r
o
g
r
ess
iv
e
an
d
p
o
s
itiv
e
en
v
ir
o
n
m
en
t
[
1
2
]
.
I
n
to
d
ay
’
s
d
y
n
am
ic
wo
r
ld
,
s
u
cc
ess
r
eq
u
ir
es
m
an
ag
er
s
to
p
o
s
s
ess
e
s
s
en
tial
m
an
ag
em
en
t
s
k
ills
,
in
clu
d
in
g
f
in
an
cial
m
a
n
ag
em
en
t.
Similar
ly
,
th
e
p
er
f
o
r
m
an
ce
o
f
s
ch
o
o
l
d
ir
ec
to
r
s
h
ea
v
ily
d
ep
en
d
s
o
n
th
eir
u
n
d
e
r
s
tan
d
in
g
o
f
th
eir
wo
r
k
en
v
ir
o
n
m
en
t a
n
d
th
eir
a
b
ilit
y
to
ap
p
ly
th
ese
co
m
p
ete
n
cies e
f
f
ec
tiv
ely
[
1
3
]
.
Ho
wev
er
,
r
ep
o
r
ts
in
d
icate
th
at
th
e
f
in
an
cial
s
tab
ilit
y
o
f
T
h
ai
s
ch
o
o
ls
r
em
ain
s
in
ef
f
icien
t
[
1
4
]
.
T
h
is
o
n
g
o
in
g
is
s
u
e,
alo
n
g
with
ch
allen
g
es
in
f
in
an
cial
an
d
b
u
d
g
etin
g
p
r
ac
tices,
u
n
d
er
s
co
r
es
th
e
cr
itical
n
ee
d
f
o
r
ef
f
ec
tiv
e
[
1
5
]
an
d
ef
f
icien
t
m
an
ag
em
en
t
s
k
ills
—
an
ar
ea
th
at
m
o
tiv
ated
th
e
r
esear
ch
er
t
o
ex
p
l
o
r
e
t
h
is
is
s
u
e
f
u
r
th
er
alig
n
i
n
g
with
th
e
th
r
ee
r
esear
ch
o
b
jectiv
es
:
i)
to
id
en
tify
th
e
p
r
im
ar
y
s
o
u
r
ce
s
o
f
f
u
n
d
in
g
f
o
r
s
ch
o
o
ls
,
an
d
e
x
am
in
e
h
o
w
t
h
ese
f
u
n
d
s
ar
e
allo
ca
ted
an
d
d
is
b
u
r
s
ed
;
ii)
to
e
v
alu
ate
t
h
e
ef
f
ec
tiv
en
ess
o
f
cu
r
r
en
t
f
in
an
cial
m
an
ag
em
en
t
p
r
ac
tices
a
n
d
g
u
i
d
elin
es
m
ee
tin
g
with
th
e
o
p
er
atio
n
al
n
ee
d
s
o
f
s
ch
o
o
ls
,
an
d
wh
at
its
ch
allen
g
es
o
r
co
n
ce
r
n
s
ar
is
e
i
n
th
eir
im
p
lem
en
tatio
n
;
an
d
iii)
to
p
r
o
p
o
s
e
th
e
in
ter
v
e
n
tio
n
s
tr
ateg
ies
aim
ed
at
im
p
r
o
v
in
g
f
in
an
cial
m
an
ag
e
m
en
t
in
s
ch
o
o
ls
b
ased
o
n
t
h
e
an
aly
s
is
o
f
ex
is
tin
g
p
o
licies
an
d
p
r
ac
ti
ce
s
.
B
ased
o
n
th
e
r
esear
ch
o
b
jectiv
es,
th
e
s
tu
d
y
s
ee
k
s
to
an
s
wer
th
e
f
o
llo
win
g
q
u
esti
o
n
s
:
i)
W
h
at
ar
e
th
e
p
r
im
ar
y
s
o
u
r
ce
s
o
f
f
u
n
d
in
g
f
o
r
p
u
b
lic
s
ch
o
o
ls
in
T
h
ailan
d
,
an
d
h
o
w
ar
e
th
ese
f
u
n
d
s
allo
ca
ted
an
d
d
is
b
u
r
s
ed
?
(
Q1
)
ii)
H
o
w
ef
f
ec
tiv
e
ar
e
cu
r
r
en
t
f
i
n
an
cial
m
an
ag
em
e
n
t
p
r
ac
tice
s
an
d
g
u
id
elin
es
in
m
ee
tin
g
th
e
o
p
er
atio
n
al
n
ee
d
s
o
f
s
ch
o
o
ls
,
an
d
wh
at
c
h
allen
g
es h
in
d
er
t
h
eir
im
p
lem
e
n
tatio
n
?
(
Q2
)
iii)
W
h
at
in
ter
v
en
tio
n
s
tr
ateg
ies
c
an
b
e
p
r
o
p
o
s
ed
to
im
p
r
o
v
e
f
i
n
an
cial
m
an
a
g
em
en
t
in
s
ch
o
o
ls
b
ased
o
n
a
n
an
aly
s
is
o
f
ex
is
tin
g
p
o
licies an
d
p
r
ac
tices?
(
Q3
)
T
h
is
s
tu
d
y
in
tr
o
d
u
ce
s
th
r
ee
n
o
v
el
co
n
tr
ib
u
tio
n
s
to
th
e
liter
at
u
r
e
o
n
e
d
u
ca
tio
n
al
f
in
an
cial
g
o
v
er
n
a
n
ce
.
First,
it
u
n
co
v
er
s
th
e
cr
itical
p
ar
ad
o
x
o
f
f
eig
n
e
d
co
m
p
lian
c
e
in
T
h
ai
p
u
b
lic
s
ch
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8
8
2
2
E
xa
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g
fin
a
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cia
l m
a
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a
g
em
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t in
Th
a
i p
u
b
lic
s
ch
o
o
ls
:
s
o
u
r
ce
s
o
f fu
n
d
in
g
,
a
llo
ca
tio
n
…
(
Ja
kk
r
it Ma
r
n
n
o
i
)
537
ch
r
o
n
ic
b
u
d
g
et
in
s
u
f
f
icien
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d
esp
ite
d
iv
er
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ied
f
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n
d
in
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,
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allen
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ass
u
m
p
tio
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th
at
m
u
ltip
le
r
ev
en
u
e
s
tr
ea
m
s
in
h
er
en
tly
r
eso
lv
e
r
es
o
u
r
ce
g
ap
s
.
Fin
ally
,
it
p
r
o
p
o
s
es
a
tailo
r
ed
in
ter
v
en
tio
n
f
r
a
m
ewo
r
k
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teg
r
atin
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m
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d
ato
r
y
f
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cial
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ain
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g
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icate
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s
ch
o
o
l
f
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an
ce
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n
its
,
an
d
co
n
tex
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-
f
lex
ib
le
p
o
licies
-
ad
d
r
ess
in
g
s
y
s
tem
ic
f
laws
r
ath
er
t
h
an
s
y
m
p
to
m
s
.
T
h
is
tr
iad
o
f
em
p
i
r
ical,
d
iag
n
o
s
tic,
an
d
p
r
escr
ip
tiv
e
ad
v
a
n
ce
s
o
f
f
er
s
a
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ep
licab
le
m
o
d
el
f
o
r
g
lo
b
al
s
o
u
th
co
n
te
x
ts
g
r
ap
p
lin
g
with
ce
n
tr
alize
d
-
d
ec
en
t
r
aliza
tio
n
ten
s
io
n
s
[
6
]
,
[
7
]
,
[
1
6
]
.
T
h
is
s
tu
d
y
h
o
ld
s
s
ig
n
if
ican
t
im
p
licatio
n
s
f
o
r
en
h
an
cin
g
f
in
an
cial
g
o
v
er
n
an
ce
in
T
h
ai
p
u
b
lic
s
ch
o
o
ls
.
B
y
id
en
tify
in
g
k
ey
f
u
n
d
in
g
s
o
u
r
ce
s
an
d
e
v
alu
atin
g
allo
ca
t
io
n
p
r
o
ce
s
s
es,
it
p
r
o
v
id
es
cr
i
tical
in
s
ig
h
ts
in
to
ex
is
tin
g
f
in
an
cial
m
ec
h
an
is
m
s
.
T
h
e
ass
ess
m
en
t
o
f
cu
r
r
en
t
m
an
ag
em
e
n
t
p
r
ac
tices
h
ig
h
lig
h
ts
g
ap
s
b
etwe
e
n
p
o
licy
an
d
im
p
lem
en
tatio
n
,
o
f
f
er
in
g
a
f
o
u
n
d
atio
n
f
o
r
c
o
r
r
ec
tiv
e
m
ea
s
u
r
es.
Fu
r
th
e
r
m
o
r
e,
th
e
p
r
o
p
o
s
ed
in
ter
v
en
tio
n
s
tr
ateg
ies
—
s
u
ch
as
s
p
ec
ialized
tr
ain
in
g
,
d
ed
icate
d
f
in
an
cial
d
e
p
ar
tm
e
n
ts
,
an
d
u
p
d
ated
g
u
id
elin
es
—
aim
to
s
tr
en
g
th
en
ac
co
u
n
tab
ilit
y
an
d
o
p
er
atio
n
a
l e
f
f
icien
cy
.
T
h
ese
co
n
tr
ib
u
tio
n
s
em
p
o
wer
s
ch
o
o
l
ad
m
in
is
tr
ato
r
s
to
m
a
k
e
in
f
o
r
m
ed
f
in
an
cial
d
ec
is
io
n
s
,
o
p
tim
ize
r
eso
u
r
ce
u
tili
za
tio
n
,
an
d
m
itig
ate
m
is
m
an
ag
em
en
t
r
is
k
s
.
Ultim
ately
,
th
e
f
in
d
in
g
s
s
u
p
p
o
r
t
p
o
licy
m
ak
er
s
in
r
ef
in
i
n
g
f
in
an
cial
g
o
v
er
n
a
n
ce
f
r
am
ewo
r
k
s
to
e
n
s
u
r
e
s
u
s
tain
a
b
le
an
d
ef
f
ec
tiv
e
s
ch
o
o
l
f
u
n
d
i
n
g
s
y
s
tem
s
.
2.
M
E
T
H
O
D
2
.
1
.
Resea
rc
h desi
g
n
T
h
is
m
ix
-
m
eth
o
d
s
s
tu
d
y
u
tili
ze
d
a
d
escr
ip
tiv
e
q
u
esti
o
n
n
air
e
to
ass
ess
th
e
lev
el
o
f
awa
r
e
n
ess
am
o
n
g
p
u
b
lic
-
s
ch
o
o
l
d
ir
ec
to
r
s
r
eg
ar
d
in
g
th
e
ex
is
tin
g
Dep
ar
tm
en
t
o
f
E
d
u
ca
tio
n
r
u
les
an
d
r
e
g
u
latio
n
s
,
in
clu
d
in
g
leg
is
lativ
e
en
ac
tm
en
ts
th
at
g
o
v
er
n
t
h
e
m
an
ag
em
en
t
o
f
p
u
b
lic
-
s
ch
o
o
l
f
u
n
d
s
.
T
h
e
q
u
esti
o
n
n
air
e
also
ex
am
in
e
d
th
e
ex
ten
t
to
wh
ich
th
ese
o
f
f
i
cials
co
m
p
ly
with
th
e
r
elev
an
t
laws,
r
u
les,
an
d
r
eg
u
latio
n
s
.
T
h
e
f
in
d
in
g
s
r
ev
ea
l
eith
er
th
e
ab
s
en
ce
o
f
ap
p
lica
b
le
laws,
r
u
les,
an
d
r
eg
u
latio
n
s
,
o
r
a
lo
w
lev
el
o
f
awa
r
en
ess
an
d
ad
h
er
en
ce
am
o
n
g
p
u
b
lic
-
s
ch
o
o
l
d
ir
ec
to
r
s
,
th
e
s
tu
d
y
s
ee
k
s
to
ev
alu
at
e
th
e
av
ailab
ilit
y
o
f
f
i
n
an
cial
an
d
m
an
a
g
em
en
t
tr
ain
in
g
p
r
o
g
r
am
s
to
ad
d
r
ess
th
ese
d
ef
icien
cies.
I
f
s
u
c
h
p
r
o
g
r
am
s
ar
e
f
o
u
n
d
to
b
e
lac
k
in
g
,
th
e
s
tu
d
y
aim
s
to
p
r
o
p
o
s
e
a
d
r
af
t
tr
ain
in
g
a
n
d
d
ev
el
o
p
m
en
t
p
r
o
g
r
am
s
p
ec
if
ically
d
esig
n
ed
to
im
p
r
o
v
e
th
e
f
i
n
an
cial
m
an
ag
em
en
t
ca
p
ab
ilit
ies
o
f
p
u
b
lic
-
s
ch
o
o
l
d
ir
ec
to
r
s
th
r
o
u
g
h
th
e
q
u
alitativ
e
m
eth
o
d
o
f
co
n
d
u
ctin
g
th
e
in
ter
v
iew
f
o
r
t
h
e
p
u
r
p
o
s
e
p
r
o
p
o
s
in
g
th
e
p
lan
.
2
.
2
.
P
o
pu
la
t
io
n a
nd
s
a
m
ple
T
h
is
s
tu
d
y
tar
g
eted
all
T
h
ai
p
u
b
lic
-
s
ch
o
o
l
ad
m
in
is
tr
at
o
r
s
o
v
er
s
ee
in
g
f
in
an
cial
m
an
ag
em
en
t
(
d
ir
ec
to
r
s
/ass
is
tan
t
d
ir
ec
to
r
s
)
.
Usi
n
g
Kr
ejcie
an
d
Mo
r
g
an
’
s
f
o
r
m
u
la
f
o
r
f
in
ite
p
o
p
u
la
tio
n
s
with
a
9
5
%
co
n
f
id
en
ce
le
v
el
(
χ
2
=3
.
8
4
1
)
,
p
o
p
u
latio
n
s
ize
(
N
=3
0
,
0
0
0
)
,
m
a
x
im
u
m
v
ar
ia
n
ce
(
p
=
0
.
5
)
,
a
n
d
5
% m
ar
g
in
o
f
e
r
r
o
r
(
d
)
,
ca
lc
u
lated
a
m
in
im
u
m
s
am
p
le
o
f
3
8
0
.
Af
ter
ad
d
i
n
g
a
1
0
%
b
u
f
f
er
f
o
r
n
o
n
-
r
esp
o
n
s
es
(
tar
g
et:
4
1
8
)
,
3
9
6
v
alid
r
esp
o
n
s
es
wer
e
o
b
tain
ed
,
ex
ce
e
d
in
g
th
e
th
r
esh
o
ld
an
d
e
n
s
u
r
in
g
s
tatis
ti
ca
l
r
o
b
u
s
tn
ess
.
Fo
r
q
u
alitativ
e
in
s
ig
h
ts
,
3
6
d
ir
ec
t
o
r
s
wer
e
p
u
r
p
o
s
iv
ely
s
elec
ted
to
ac
h
iev
e
th
em
atic
s
atu
r
atio
n
[
1
7
]
.
Par
ticip
a
n
ts
(
ag
ed
3
5
–
6
5
)
r
e
p
r
esen
ted
d
iv
er
s
e
r
eg
io
n
s
;
9
1
%
wer
e
d
ir
ec
to
r
s
with
>1
0
y
ea
r
s
’
ex
p
er
ien
ce
,
wh
ile
9
%
wer
e
ass
is
tan
t d
ir
ec
to
r
s
.
2
.
3
.
Resea
rc
h ins
t
rum
ent
a
nd
v
a
lid
a
t
io
n
T
h
e
s
tr
u
ctu
r
ed
q
u
esti
o
n
n
ai
r
e
u
n
d
er
wen
t
r
ig
o
r
o
u
s
v
alid
atio
n
th
r
o
u
g
h
a
m
u
lti
-
s
tep
p
r
o
ce
s
s
.
C
o
n
ten
t
v
alid
ity
was
estab
lis
h
ed
u
s
in
g
th
e
in
d
e
x
o
f
co
n
s
is
ten
cy
(
I
O
C
)
ev
alu
ated
b
y
th
r
ee
e
d
u
ca
ti
o
n
al
ad
m
in
is
tr
atio
n
ex
p
er
ts
,
with
all
item
s
s
co
r
in
g
≥
0
.
8
0
(
ex
ce
e
d
in
g
th
e
0
.
5
0
th
r
esh
o
ld
)
,
co
n
f
ir
m
in
g
r
ele
v
an
ce
an
d
clar
ity
.
R
eliab
ilit
y
wa
s
as
s
es
s
ed
v
ia
a
p
ilo
t
s
tu
d
y
(
n
=5
n
o
n
-
p
ar
ticip
an
t
d
ir
ec
to
r
s
)
,
y
ield
in
g
h
ig
h
i
n
ter
n
al
co
n
s
is
ten
cy
(
C
r
o
n
b
ac
h
’
s
α
=0
.
8
7
f
o
r
f
u
n
d
s
o
u
r
ce
s
/u
tili
za
tio
n
an
d
α
=
0
.
9
1
f
o
r
co
m
p
lian
ce
k
n
o
wled
g
e;
b
o
t
h
>0
.
7
0
)
.
T
o
co
n
tr
o
l
co
n
f
o
u
n
d
in
g
v
ar
ia
b
les,
we
im
p
lem
en
ted
s
tr
atif
ied
s
am
p
lin
g
b
y
r
eg
i
o
n
/s
ch
o
o
l
s
ize
to
m
in
im
ize
g
eo
g
r
a
p
h
ic
an
d
s
o
ci
o
ec
o
n
o
m
ic
b
iases
,
p
r
o
v
id
ed
s
tan
d
a
r
d
i
ze
d
in
ter
v
iewe
r
tr
ain
in
g
to
r
ed
u
ce
m
ea
s
u
r
em
e
n
t
v
ar
iab
ilit
y
,
an
d
ap
p
lied
m
u
lti
v
ar
iate
r
eg
r
ess
io
n
to
s
tatis
tica
lly
ad
ju
s
t
f
o
r
d
em
o
g
r
ap
h
ic
co
v
ar
iates
(
e.
g
.
,
a
g
e,
ex
p
er
ien
ce
)
d
u
r
in
g
an
aly
s
is
.
Qu
alitativ
e
p
r
o
to
c
o
ls
f
o
llo
we
d
p
ar
allel
v
alid
atio
n
th
r
o
u
g
h
ex
p
er
t
r
ev
iew
an
d
p
ilo
t te
s
tin
g
.
2
.
4
.
Da
t
a
c
o
llect
io
n
Af
ter
d
is
tr
ib
u
tin
g
th
e
q
u
esti
o
n
n
air
e
to
p
ar
ticip
an
ts
o
n
lin
e,
th
e
q
u
an
titativ
e
d
ata
wer
e
s
y
s
tem
atica
lly
an
aly
ze
d
an
d
p
r
esen
ted
u
s
in
g
d
escr
ip
tiv
e
s
tatis
tic
s
,
in
clu
d
in
g
f
r
e
q
u
en
cies
an
d
p
e
r
ce
n
tag
es,
to
ev
alu
ate
f
u
n
d
in
g
s
o
u
r
ce
s
,
allo
ca
tio
n
p
r
ac
tices,
an
d
co
m
p
lian
ce
with
f
in
an
cial
g
u
id
elin
es.
T
h
e
r
esu
lts
r
ev
ea
led
cr
itical
in
s
ig
h
ts
in
to
b
u
d
g
et
s
u
f
f
icie
n
cy
an
d
u
tili
za
tio
n
p
atter
n
s
,
as
d
etailed
in
T
a
b
les
1
–
4
.
Ad
d
i
tio
n
ally
,
q
u
alitativ
e
d
ata
co
llected
f
r
o
m
s
tr
u
ctu
r
e
d
o
n
lin
e
in
ter
v
iews
with
3
6
s
ch
o
o
l
d
ir
ec
to
r
s
wer
e
th
em
at
ically
an
aly
ze
d
to
id
en
tify
r
ec
u
r
r
in
g
ch
allen
g
es
an
d
g
ap
s
in
f
in
an
cial
m
an
a
g
em
en
t
p
r
ac
tices.
T
h
ese
f
in
d
in
g
s
in
f
o
r
m
ed
th
e
d
ev
elo
p
m
e
n
t
o
f
tar
g
ete
d
ac
tio
n
p
lan
s
,
s
u
c
h
as
s
p
ec
ialized
t
r
ain
in
g
p
r
o
g
r
am
s
an
d
u
p
d
ated
g
u
id
elin
es,
aim
ed
at
s
tr
en
g
th
en
in
g
ad
m
in
is
tr
ato
r
s
’
f
in
an
cial
m
an
ag
em
en
t sk
ills
an
d
im
p
r
o
v
in
g
o
v
e
r
all
g
o
v
er
n
a
n
ce
.
Evaluation Warning : The document was created with Spire.PDF for Python.
I
SS
N
:
2
2
5
2
-
8
8
2
2
I
n
t
J
E
v
al
&
R
es E
d
u
c
,
Vo
l
.
15
,
No
.
1
,
Feb
r
u
a
r
y
20
2
6
:
535
-
543
538
3.
RE
SU
L
T
S
3
.
1
.
So
cio
-
dem
o
g
ra
ph
ic
pro
f
ile
T
h
e
s
tu
d
y
in
v
o
lv
ed
3
9
6
p
ar
ticip
an
ts
wh
o
wer
e
d
ir
ec
tly
r
esp
o
n
s
ib
le
f
o
r
f
in
an
cial
m
a
n
ag
em
en
t
.
T
h
e
ag
e
d
is
tr
ib
u
tio
n
o
f
th
ese
p
ar
ticip
an
ts
r
an
g
ed
f
r
o
m
3
5
to
6
5
y
ea
r
s
,
with
t
h
e
lar
g
est
g
r
o
u
p
,
c
o
m
p
r
is
in
g
in
d
iv
id
u
als
ag
ed
6
1
to
6
5
,
ac
co
u
n
tin
g
f
o
r
5
5
%
(
2
1
6
i
n
d
iv
i
d
u
als)
o
f
th
e
to
tal.
T
h
is
was
f
o
llo
wed
b
y
th
e
ag
e
g
r
o
u
p
o
f
5
1
to
6
0
,
wh
ich
in
c
lu
d
ed
3
3
%
(
1
3
2
in
d
iv
i
d
u
als)
o
f
th
e
p
a
r
ticip
an
ts
.
T
h
ese
f
in
d
in
g
s
in
d
icate
th
at
a
s
ig
n
if
ican
t
m
ajo
r
ity
o
f
th
o
s
e
in
ch
ar
g
e
o
f
f
in
an
cial
m
a
n
a
g
em
en
t
in
T
h
ai
p
u
b
lic
s
ch
o
o
l
s
ar
e
o
ld
er
o
f
f
icials.
C
o
n
v
er
s
ely
,
th
e
two
a
g
e
g
r
o
u
p
s
with
th
e
lo
west
r
ep
r
esen
tat
io
n
wer
e
th
o
s
e
a
g
ed
4
0
to
5
0
,
co
n
s
is
tin
g
o
f
o
n
ly
th
r
ee
o
f
f
icials,
an
d
th
o
s
e
ag
e
d
3
5
to
3
9
,
wh
o
wer
e
th
e
least r
e
p
r
esen
ted
.
R
eg
ar
d
in
g
co
m
p
en
s
atio
n
,
m
o
s
t
o
f
th
ese
ed
u
ca
tio
n
al
p
r
o
f
ess
io
n
als
r
ec
eiv
ed
s
u
b
s
tan
tially
h
ig
h
er
s
alar
ies
co
m
p
ar
ed
to
t
h
eir
co
u
n
ter
p
ar
ts
in
t
h
e
co
u
n
tr
y
’
s
te
ac
h
in
g
s
ec
to
r
.
N
o
tab
ly
,
7
0
%
o
f
th
e
r
esp
o
n
d
e
n
ts
(
2
7
6
o
u
t
o
f
396
)
r
ep
o
r
ted
m
o
n
th
ly
ea
r
n
in
g
s
ex
ce
ed
in
g
5
0
,
0
0
0
B
ah
t.
A
s
m
aller
p
r
o
p
o
r
ti
o
n
,
2
7
%
(
1
0
8
)
,
f
ell
with
in
th
e
4
0
,
0
0
0
-
5
0
,
0
0
0
B
a
h
t
m
o
n
t
h
ly
s
alar
y
r
an
g
e
.
On
l
y
a
m
a
r
g
in
al
3
%
(
1
2
o
f
f
icials)
r
ep
o
r
te
d
m
o
n
th
ly
ea
r
n
in
g
s
b
etwe
en
3
0
,
0
0
0
-
4
0
,
0
0
0
B
ah
t.
T
h
e
d
ata
clea
r
l
y
i
n
d
icate
s
ex
ten
s
iv
e
e
x
p
er
ien
ce
with
in
th
e
s
ch
o
o
l
s
y
s
tem
am
o
n
g
t
h
e
p
a
r
ticip
an
ts
.
Sp
ec
if
ically
,
2
7
%
(
1
0
8
)
r
ep
o
r
ted
o
v
er
two
d
ec
ad
es
o
f
s
er
v
ice,
wh
ile
th
e
m
ajo
r
ity
(
6
0
%)
h
ad
ac
cu
m
u
lated
b
etwe
en
1
0
to
2
0
y
ea
r
s
o
f
e
x
p
er
ien
ce
.
A
m
in
o
r
ity
o
f
p
ar
ti
cip
an
ts
h
ad
s
h
o
r
ter
ten
u
r
e:
9
%
with
6
to
1
0
y
ea
r
s
o
f
ex
p
e
r
ien
ce
,
a
n
d
o
n
ly
1
2
o
f
f
icials
with
1
to
5
y
ea
r
s
in
th
e
f
ield
.
Fu
r
th
er
m
o
r
e,
th
e
s
am
p
le
p
r
ed
o
m
in
an
tly
co
n
s
is
ted
o
f
s
ch
o
o
l
d
ir
ec
to
r
s
(
9
1
%),
with
o
n
ly
9
%
(
3
6
)
h
o
ld
i
n
g
ass
is
tan
t
d
ir
ec
to
r
p
o
s
itio
n
s
.
T
h
e
d
ata
p
r
esen
ted
in
T
a
b
le
1
co
r
r
o
b
o
r
ates
th
at
th
e
m
aj
o
r
ity
o
f
th
o
s
e
r
esp
o
n
s
ib
le
f
o
r
f
in
a
n
cial
m
an
ag
em
en
t
i
n
T
h
o
n
b
u
r
i
s
ch
o
o
ls
wer
e
lo
n
g
-
s
tan
d
in
g
m
e
m
b
er
s
o
f
th
e
e
d
u
ca
tio
n
al
s
y
s
te
m
.
T
h
eir
ex
te
n
s
iv
e
ex
p
er
ien
ce
was
r
ef
lecte
d
in
th
eir
elev
ated
p
o
s
itio
n
s
an
d
co
m
m
en
s
u
r
ate
g
o
v
er
n
m
en
t
-
p
r
o
v
id
ed
co
m
p
e
n
s
atio
n
p
ac
k
ag
es,
as a
ll p
ar
ticip
an
ts
h
eld
p
o
s
itio
n
s
o
f
ass
is
tan
t d
ir
ec
to
r
o
r
h
ig
h
er
.
T
ab
le
1
.
Pro
f
ile
o
f
th
e
r
esp
o
n
d
en
ts
P
a
r
t
i
c
u
l
a
r
F
r
e
q
u
e
n
c
y
P
e
r
c
e
n
t
a
g
e
(
%)
A
g
e
g
r
o
u
p
s
35
-
39
12
3
40
-
50
36
9
51
-
60
1
3
2
33
61
-
65
2
1
6
55
S
a
l
a
r
y
3
0
,
0
0
0
-
4
0
,
0
0
0
/
mo
n
t
h
12
3
4
0
,
0
0
0
-
5
0
,
0
0
0
/
mo
n
t
h
1
0
8
27
5
0
,
0
0
0
a
b
o
v
e
2
7
6
70
Y
e
a
r
s
i
n
ser
v
i
c
e
1
-
5
12
3
6
-
10
36
9
11
-
20
2
4
0
60
2
0
a
b
o
v
e
1
0
8
27
P
o
si
t
i
o
n
s
D
i
r
e
c
t
o
r
s
3
6
0
91
A
sst
.
D
i
r
e
c
t
o
r
s
36
9
3
.
2
.
Dif
f
er
ent
f
un
d so
urce
s
,
utiliza
t
io
n o
f
f
un
ds
a
nd
dis
b
urs
em
ent
T
o
ad
d
r
ess
th
e
i
n
q
u
ir
y
o
f
th
e
Q1
,
th
e
d
ata
g
iv
en
b
y
th
e
d
ir
e
cto
r
s
p
o
r
tr
ay
th
e
i
n
f
o
r
m
atio
n
co
n
ce
r
n
in
g
th
e
s
o
u
r
ce
s
o
f
th
e
f
u
n
d
s
s
u
p
p
o
r
ted
as
s
h
o
wn
in
T
ab
le
2
.
T
ab
le
2
illu
s
tr
ates
th
e
d
iv
er
s
e
s
o
u
r
ce
s
o
f
an
n
u
al
f
u
n
d
in
g
f
o
r
th
e
e
d
u
ca
tio
n
al
in
s
titu
tio
n
s
in
q
u
esti
o
n
.
T
h
e
f
in
an
cial
s
u
p
p
o
r
t
is
d
er
iv
ed
f
r
o
m
m
u
ltip
le
s
tak
eh
o
ld
er
s
,
in
clu
d
i
n
g
p
ar
e
n
tal
co
n
tr
ib
u
tio
n
s
,
p
h
ilan
th
r
o
p
i
c
b
en
ef
ac
to
r
s
,
in
d
iv
id
u
al
d
o
n
o
r
s
,
g
o
v
e
r
n
m
en
tal
allo
ca
tio
n
s
,
an
d
v
a
r
io
u
s
o
th
er
s
o
u
r
ce
s
.
Giv
en
th
e
s
u
b
s
tan
tial
cu
m
u
lativ
e
f
u
n
d
s
r
ec
eiv
ed
,
i
t
is
im
p
er
ativ
e
th
at
th
ese
r
eso
u
r
ce
s
b
e
allo
ca
ted
a
n
d
u
tili
ze
d
with
p
r
u
d
e
n
ce
an
d
s
tr
ateg
ic
f
o
r
esig
h
t
to
m
a
x
im
i
ze
th
eir
im
p
ac
t
o
n
ed
u
ca
tio
n
al
o
u
tco
m
es.
T
h
e
d
i
r
ec
to
r
s
also
h
av
e
g
iv
e
n
th
e
in
f
o
r
m
atio
n
c
o
n
ce
r
n
in
g
th
e
u
tili
za
tio
n
o
f
th
e
f
u
n
d
s
an
d
d
is
b
u
r
s
em
e
n
t a
s
s
h
o
wn
in
T
ab
le
3
.
T
h
e
allo
ca
tio
n
o
f
s
ch
o
o
l
b
u
d
g
ets
d
em
o
n
s
tr
ates
a
m
u
ltifa
ce
ted
ap
p
r
o
ac
h
to
r
eso
u
r
ce
d
i
s
tr
ib
u
tio
n
.
Acc
o
r
d
in
g
to
th
e
s
tu
d
y
p
ar
t
icip
an
ts
,
wh
o
p
r
im
a
r
ily
h
eld
p
o
s
itio
n
s
as
s
ch
o
o
l
d
ir
ec
to
r
s
,
th
e
f
u
n
d
s
wer
e
p
r
in
cip
ally
allo
ca
ted
ac
r
o
s
s
f
o
u
r
cr
itical
d
o
m
ain
s
:
s
tu
d
en
t
s
u
p
p
o
r
t
s
er
v
ices,
p
r
o
cu
r
em
en
t
o
f
ed
u
ca
tio
n
al
eq
u
ip
m
en
t
an
d
m
ater
ials
,
f
ac
ilit
y
m
ain
ten
an
ce
an
d
m
in
o
r
r
e
p
air
s
,
an
d
o
p
er
atio
n
al
ex
p
en
s
e
s
in
clu
d
in
g
s
alar
ies
an
d
wag
es.
T
h
is
d
iv
er
s
if
ied
ex
p
en
d
itu
r
e
p
atter
n
r
ef
lect
s
th
e
co
m
p
lex
f
in
a
n
cial
d
e
m
an
d
s
in
h
er
e
n
t
in
m
ain
tain
in
g
an
d
im
p
r
o
v
in
g
ed
u
ca
tio
n
al
in
s
titu
tio
n
s
,
b
alan
cin
g
d
ir
ec
t
s
tu
d
e
n
t
n
e
ed
s
with
b
r
o
ad
er
in
f
r
astru
ctu
r
al
an
d
ad
m
i
n
is
tr
ativ
e
r
eq
u
ir
e
m
en
ts
.
Evaluation Warning : The document was created with Spire.PDF for Python.
I
n
t
J
E
v
al
&
R
es E
d
u
c
I
SS
N:
2252
-
8
8
2
2
E
xa
min
in
g
fin
a
n
cia
l m
a
n
a
g
em
en
t in
Th
a
i p
u
b
lic
s
ch
o
o
ls
:
s
o
u
r
ce
s
o
f fu
n
d
in
g
,
a
llo
ca
tio
n
…
(
Ja
kk
r
it Ma
r
n
n
o
i
)
539
T
ab
le
2
.
Fu
n
d
s
r
ec
eiv
ed
b
y
s
c
h
o
o
l d
ir
ec
t
o
r
s
S
o
u
r
c
e
s
o
f
f
u
n
d
s
R
e
s
p
o
n
d
e
n
t
s
P
e
r
c
e
n
t
a
g
e
(
%)
P
a
r
e
n
t
s
3
9
6
1
0
0
B
e
n
e
f
a
c
t
o
r
s
3
9
6
1
0
0
D
o
n
o
r
s
3
9
6
1
0
0
T
ab
le
3
.
Utilizatio
n
o
f
f
u
n
d
s
in
g
en
er
al
P
u
r
p
o
ses
o
f
f
u
n
d
s
g
i
v
e
n
Y
e
s
No
To
t
a
l
R
e
s
p
o
n
d
e
n
t
s
P
e
r
c
e
n
t
a
g
e
(
%)
R
e
s
p
o
n
d
e
n
t
s
P
e
r
c
e
n
t
a
g
e
(
%)
P
e
r
c
e
n
t
a
g
e
(
%)
S
t
u
d
e
n
t
s
’
a
ssi
st
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n
c
e
3
9
6
1
0
0
-
-
1
0
0
P
r
o
c
u
r
e
me
n
t
o
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e
q
u
i
p
m
e
n
t
3
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6
1
0
0
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1
0
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M
i
n
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r
e
p
a
i
r
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h
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l
3
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l
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0
0
3
.
3
.
E
f
f
ec
t
i
v
eness
o
f
s
pend
i
n
g
f
un
ds
f
o
r
o
pera
t
io
na
l nee
ds
o
f
t
he
s
cho
o
ls
a
nd
it
s
cha
lle
ng
es
T
o
ad
d
r
ess
th
e
Q2
,
wh
ic
h
ex
a
m
in
es
th
e
s
u
f
f
icien
cy
o
f
s
ch
o
o
l
b
u
d
g
ets
an
d
ass
o
ciate
d
ch
al
len
g
es,
th
e
s
tu
d
y
an
aly
ze
d
d
ir
ec
to
r
s
’
ass
ess
m
en
ts
o
f
f
in
an
cial
s
u
p
p
o
r
t
ad
eq
u
ac
y
.
As
s
u
m
m
ar
ized
in
T
ab
le
4
,
r
esp
o
n
d
e
n
ts
wer
e
ask
ed
to
ev
alu
ate
wh
eth
er
f
u
n
d
s
f
r
o
m
d
i
v
er
s
e
s
o
u
r
c
es
(
e.
g
.
,
g
o
v
e
r
n
m
e
n
t,
d
o
n
o
r
s
)
m
et
th
eir
s
ch
o
o
ls
’
o
p
er
atio
n
al
n
ee
d
s
.
T
h
e
f
in
d
in
g
s
r
ev
ea
led
wid
esp
r
ea
d
b
u
d
g
e
tar
y
s
h
o
r
tf
alls
:
8
5
%
o
f
d
ir
ec
to
r
s
(
3
3
6
o
u
t
o
f
3
9
6
)
r
ep
o
r
ted
i
n
s
u
f
f
icien
t
f
u
n
d
in
g
,
wh
ile
o
n
ly
1
5
%
(
6
0
d
i
r
ec
to
r
s
)
d
ee
m
ed
allo
ca
tio
n
s
ad
e
q
u
ate.
T
h
is
d
is
p
ar
ity
u
n
d
er
s
co
r
es
s
y
s
tem
ic
g
ap
s
b
et
wee
n
r
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u
r
ce
av
ailab
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y
a
n
d
in
s
titu
tio
n
al
d
em
a
n
d
s
,
h
i
g
h
lig
h
tin
g
p
r
ess
u
r
es
o
n
f
in
an
cial
m
a
n
ag
em
en
t
p
r
ac
tic
es.
T
h
e
d
ata
f
u
r
th
er
s
u
g
g
est
t
h
at
n
o
n
-
co
m
p
lian
ce
with
g
u
i
d
elin
es,
as
s
h
o
wn
in
T
ab
le
5
m
ay
ex
ac
er
b
ate
th
e
s
e
ch
allen
g
es,
n
ec
ess
ita
tin
g
s
tr
u
ctu
r
al
in
ter
v
en
tio
n
s
to
alig
n
f
u
n
d
i
n
g
with
o
p
er
atio
n
al
r
eq
u
ir
em
en
ts
.
T
ab
le
5
d
em
o
n
s
tr
ates
th
at
all
p
ar
ticip
an
ts
in
th
e
s
tu
d
y
ac
k
n
o
wled
g
ed
r
ec
ei
v
in
g
g
o
v
er
n
m
en
t
-
is
s
u
ed
g
u
id
elin
es
f
o
r
f
u
n
d
u
tili
za
tio
n
.
Alth
o
u
g
h
th
ese
g
u
id
elin
es
p
r
o
v
id
e
a
f
r
am
ewo
r
k
f
o
r
p
r
o
p
er
b
u
d
g
et
m
an
ag
em
en
t,
a
s
ig
n
if
ican
t
p
o
r
tio
n
o
f
r
esp
o
n
d
en
ts
—
3
2
4
d
ir
ec
to
r
s
,
o
r
8
2
%
—
r
ep
o
r
ted
n
o
t
ad
h
er
in
g
to
th
em
.
Desp
ite
th
is
,
all
d
ir
ec
to
r
s
s
u
b
m
itted
th
eir
f
u
n
d
u
tili
za
tio
n
r
ep
o
r
ts
,
in
d
icatin
g
a
d
is
co
n
n
ec
t
b
etwe
en
th
e
r
ep
o
r
tin
g
p
r
o
ce
s
s
an
d
ac
tu
al
c
o
m
p
lian
ce
with
th
e
p
r
escr
ib
ed
g
u
id
elin
es.
T
h
is
s
u
g
g
ests
th
at
th
e
b
u
d
g
et
was
n
o
t
m
an
ag
ed
e
f
f
icien
tly
,
as th
e
f
u
n
d
s
wer
e
n
o
t
u
tili
ze
d
ac
co
r
d
i
n
g
to
th
e
estab
lis
h
ed
p
r
o
to
co
ls
.
T
ab
le
4
.
Su
f
f
icien
cy
o
f
f
u
n
d
s
r
ec
eiv
ed
S
c
h
o
o
l
d
i
r
e
c
t
o
r
s re
c
e
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v
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f
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n
d
s
f
o
r
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p
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a
t
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l
e
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p
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n
ses
Y
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s
No
To
t
a
l
R
e
s
p
o
n
d
e
n
t
s
P
e
r
c
e
n
t
a
g
e
(
%)
R
e
s
p
o
n
d
e
n
t
s
P
e
r
c
e
n
t
a
g
e
(
%)
P
e
r
c
e
n
t
a
g
e
(
%)
S
u
f
f
i
c
i
e
n
c
y
o
f
f
u
n
d
s re
c
e
i
v
e
d
60
15
3
3
6
85
1
0
0
T
ab
le
5
.
C
h
allen
g
es a
n
d
is
s
u
es o
f
s
p
en
d
in
g
b
u
d
g
et
f
o
llo
win
g
th
e
f
in
a
n
cial
m
an
ag
e
m
en
t p
r
ac
tices g
u
id
elin
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I
ssu
e
s
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s
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c
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n
t
a
g
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(
%)
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P
e
r
c
e
n
t
a
g
e
(
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To
t
a
l
P
e
r
c
e
n
t
a
g
e
(
%)
G
o
v
e
r
n
i
n
g
g
u
i
d
e
l
i
n
e
s
i
n
t
h
e
u
t
i
l
i
z
a
t
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o
n
o
f
f
u
n
d
s a
v
a
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l
a
b
l
e
3
9
6
1
0
0
-
-
3
9
6
1
0
0
C
o
m
p
l
i
a
n
c
e
w
i
t
h
t
h
e
g
u
i
d
e
l
i
n
e
s
72
18
3
2
4
82
3
9
6
1
0
0
S
u
b
m
i
ssi
o
n
o
f
f
u
n
d
u
t
i
l
i
z
a
t
i
o
n
r
e
p
o
r
t
3
9
6
1
0
0
-
-
3
9
6
1
0
0
4.
DIS
CU
SS
I
O
N
T
h
e
f
in
d
in
g
s
o
f
th
is
s
tu
d
y
p
r
esen
t
a
c
o
m
p
r
eh
en
s
iv
e
ex
am
in
at
io
n
o
f
f
in
an
cial
m
an
ag
e
m
en
t
c
h
allen
g
es
in
T
h
ai
p
u
b
lic
s
ch
o
o
ls
,
b
u
il
d
in
g
u
p
o
n
an
d
ex
te
n
d
in
g
p
r
ev
io
u
s
r
esear
ch
in
ed
u
ca
tio
n
al
ad
m
in
is
tr
atio
n
an
d
s
ch
o
o
l
f
in
a
n
ce
.
Ou
r
r
esu
lts
d
em
o
n
s
tr
ate
s
ig
n
if
ican
t
s
y
s
tem
ic
is
s
u
es
in
b
u
d
g
etar
y
s
u
f
f
ici
en
cy
a
n
d
f
in
an
cial
g
o
v
er
n
an
ce
th
at
m
e
r
it
ca
r
ef
u
l
co
n
s
id
er
atio
n
with
in
b
o
th
lo
c
al
an
d
in
ter
n
atio
n
al
co
n
te
x
ts
[
1
6
]
,
[
1
8
]
.
A
ce
n
tr
a
l
f
in
d
in
g
o
f
th
is
s
tu
d
y
r
ev
ea
ls
t
h
at
wh
ile
T
h
ai
p
u
b
lic
s
ch
o
o
ls
r
ec
eiv
e
f
u
n
d
in
g
f
r
o
m
m
u
ltip
l
e
s
o
u
r
ce
s
-
in
clu
d
in
g
g
o
v
er
n
m
en
t
allo
ca
tio
n
s
(
1
0
0
%
o
f
s
ch
o
o
ls
)
,
p
ar
en
tal
co
n
t
r
ib
u
tio
n
s
(
1
0
0
%),
an
d
p
r
iv
at
e
d
o
n
o
r
s
(
1
0
0
%)
-
a
s
tr
ik
in
g
8
5
%
o
f
s
ch
o
o
l
d
ir
e
cto
r
s
r
ep
o
r
t
th
ese
f
u
n
d
s
as
in
s
u
f
f
icien
t
f
o
r
o
p
er
atio
n
al
n
ee
d
s
[
1
9
]
.
T
h
is
f
i
n
d
in
g
alig
n
s
with
b
u
t
ex
ten
d
s
p
r
ev
io
u
s
wo
r
k
[
2
0
]
,
[
2
1
]
,
wh
ich
ca
u
t
io
n
ed
th
at
d
ec
en
tr
alize
d
b
u
d
g
etin
g
s
y
s
tem
s
o
f
ten
f
ail
wh
en
n
o
t
p
r
o
p
er
ly
im
p
le
m
en
ted
.
Ou
r
d
ata
s
u
g
g
ests
th
is
in
s
u
f
f
icien
cy
p
er
s
is
ts
d
esp
ite
T
h
ailan
d
’
s
ef
f
o
r
ts
at
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u
ca
tio
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al
d
ec
en
tr
aliza
tio
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,
h
ig
h
lig
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tin
g
a
cr
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g
a
p
b
etwe
en
p
o
licy
in
ten
tio
n
s
an
d
p
r
ac
tical
r
ea
liti
es.
T
h
e
ch
r
o
n
ic
u
n
d
er
f
u
n
d
in
g
r
e
p
o
r
te
d
b
y
s
ch
o
o
l
ad
m
i
n
is
tr
ato
r
s
m
ay
h
elp
ex
p
lain
th
e
wid
esp
r
e
ad
n
o
n
-
co
m
p
lian
ce
with
f
in
an
cial
g
u
id
elin
es
(
8
2
%
o
f
r
esp
o
n
d
en
ts
)
,
as
s
ch
o
o
l
s
p
o
ten
tially
r
eso
r
t
to
u
n
co
n
v
en
tio
n
al
m
eth
o
d
s
to
s
tr
etch
in
ad
eq
u
ate
b
u
d
g
ets.
Evaluation Warning : The document was created with Spire.PDF for Python.
I
SS
N
:
2
2
5
2
-
8
8
2
2
I
n
t
J
E
v
al
&
R
es E
d
u
c
,
Vo
l
.
15
,
No
.
1
,
Feb
r
u
a
r
y
20
2
6
:
535
-
543
540
T
h
e
s
tu
d
y
’
s
m
ix
ed
-
m
eth
o
d
s
a
p
p
r
o
ac
h
p
r
o
v
id
es
n
u
an
ce
d
in
s
ig
h
ts
in
to
th
ese
f
in
a
n
cial
m
a
n
ag
em
en
t
ch
allen
g
es.
Qu
a
n
titativ
e
d
ata
r
ev
ea
ls
s
tr
u
ctu
r
al
is
s
u
es
in
b
u
d
g
et
a
d
eq
u
ac
y
,
w
h
ile
q
u
alitativ
e
in
ter
v
iews
u
n
co
v
e
r
u
n
d
er
ly
i
n
g
ca
u
s
es.
Ma
n
y
d
ir
ec
t
o
r
s
r
e
p
o
r
ted
lac
k
in
g
f
o
r
m
al
tr
ain
in
g
in
f
in
a
n
cial
m
an
ag
e
m
en
t,
s
u
p
p
o
r
tin
g
f
i
n
d
in
g
s
ab
o
u
t
co
m
p
eten
cy
g
ap
s
in
s
ch
o
o
l
lea
d
er
s
h
ip
[
2
2
]
,
[
2
3
]
.
T
h
is
tr
ain
in
g
d
e
f
icit
ap
p
ea
r
s
p
ar
ticu
lar
ly
ac
u
te
am
o
n
g
lo
n
g
-
s
er
v
in
g
ad
m
in
is
tr
ato
r
s
(
6
0
%
with
1
1
-
2
0
y
ea
r
s
’
ex
p
e
r
ien
ce
)
,
s
u
g
g
esti
n
g
th
at
tr
ad
itio
n
al
ap
p
r
o
ac
h
es
to
p
r
o
f
ess
io
n
al
d
ev
elo
p
m
en
t
m
ay
b
e
in
ef
f
ec
tiv
e
f
o
r
u
p
d
atin
g
v
eter
an
ed
u
ca
to
r
s
’
f
in
an
cial
m
an
ag
em
e
n
t
s
k
ills
[
2
4
]
,
[
2
5
]
.
O
u
r
f
i
n
d
i
n
g
s
r
e
g
a
r
d
i
n
g
g
u
i
d
e
l
i
n
e
n
o
n
-
c
o
m
p
l
i
a
n
c
e
p
r
e
s
e
n
t
a
p
ar
ticu
lar
ly
co
m
p
lex
p
ictu
r
e
.
W
h
ile
all
s
c
h
o
o
ls
s
u
b
m
itted
r
eq
u
ir
e
d
f
in
a
n
cial
r
ep
o
r
ts
(
1
0
0
%),
m
o
s
t
(
8
2
%)
ad
m
itted
to
n
o
t
f
u
lly
ad
h
e
r
in
g
to
o
f
f
icial
g
u
i
d
elin
es.
T
h
is
d
is
cr
ep
an
cy
s
u
g
g
ests
wh
at
p
r
ev
io
u
s
s
tu
d
ies
[
2
6
]
,
[
2
7
]
ter
m
e
d
f
eig
n
ed
d
ec
e
n
tr
aliza
tio
n
-
wh
er
e
s
y
s
tem
s
m
ain
tain
th
e
ap
p
ea
r
an
ce
o
f
co
m
p
lian
ce
wh
ile
ac
tu
al
p
r
ac
tices d
iv
er
g
e
f
r
o
m
p
o
licy
.
Sev
e
r
al
in
ter
v
i
ew
p
ar
ticip
an
ts
d
escr
ib
ed
g
u
id
elin
e
r
eq
u
ir
e
m
en
ts
as
im
p
r
ac
tical
g
iv
en
th
eir
b
u
d
g
etar
y
co
n
s
tr
ain
ts
,
in
d
icatin
g
a
n
ee
d
f
o
r
m
o
r
e
f
lex
ib
le,
c
o
n
tex
t
-
s
en
s
itiv
e
f
in
an
cial
p
o
licies [
2
8
]
,
[
2
9
]
.
T
h
e
s
tu
d
y
’
s
d
e
m
o
g
r
a
p
h
ic
d
a
ta
o
f
f
er
s
im
p
o
r
tan
t
co
n
tex
tu
a
l
u
n
d
er
s
tan
d
i
n
g
.
T
h
e
p
r
e
d
o
m
in
an
ce
o
f
o
ld
er
ad
m
in
is
tr
ato
r
s
(
5
5
%
a
g
ed
6
1
-
6
5
)
in
f
in
an
cial
m
a
n
ag
em
en
t
r
o
les
m
a
y
co
n
t
r
ib
u
te
t
o
r
esis
tan
ce
ag
ain
s
t
ad
o
p
tin
g
m
o
d
e
r
n
f
i
n
an
cial
p
r
ac
tices.
T
h
is
g
en
er
atio
n
al
d
i
m
en
s
io
n
h
as
n
o
t
b
ee
n
s
u
f
f
ic
ien
tly
ex
p
lo
r
ed
in
p
r
ev
io
u
s
liter
atu
r
e
a
n
d
war
r
an
ts
f
u
r
th
er
in
v
esti
g
atio
n
.
Similar
ly
,
th
e
s
alar
y
d
ata
(
7
0
%
ea
r
n
in
g
>
5
0
,
0
0
0
T
HB
m
o
n
th
ly
)
s
u
g
g
ests
th
at
f
in
an
cial
m
an
ag
em
en
t
ch
allen
g
es
ca
n
n
o
t
b
e
attr
ib
u
te
d
s
o
lely
to
co
m
p
en
s
atio
n
is
s
u
es,
co
m
p
licatin
g
co
n
v
en
tio
n
al
ass
u
m
p
tio
n
s
ab
o
u
t
m
o
tiv
atio
n
an
d
p
er
f
o
r
m
a
n
ce
.
T
h
ese
f
in
d
in
g
s
h
av
e
s
ev
er
al
im
p
o
r
tan
t
im
p
licatio
n
s
f
o
r
p
o
licy
an
d
p
r
ac
tice.
First,
th
ey
s
u
g
g
est
th
at
s
im
p
ly
in
cr
ea
s
in
g
f
u
n
d
in
g
with
o
u
t
ad
d
r
ess
in
g
s
y
s
tem
ic
m
an
ag
em
en
t
is
s
u
es
m
ay
y
ield
lim
ite
d
im
p
r
o
v
e
m
en
ts
.
Pre
v
io
u
s
s
tu
d
ies
[
3
0
]
,
[
3
1
]
n
o
te
d
f
in
an
cial
r
eso
u
r
ce
s
alo
n
e
ca
n
n
o
t
g
u
a
r
an
tee
ed
u
ca
tio
n
al
q
u
ality
with
o
u
t
p
r
o
p
er
m
a
n
ag
em
en
t
s
tr
u
ctu
r
es.
Seco
n
d
,
th
e
u
n
iv
e
r
s
al
r
ep
o
r
tin
g
co
m
p
lian
ce
co
u
p
led
with
wi
d
esp
r
ea
d
g
u
id
elin
e
n
o
n
-
c
o
m
p
l
ian
ce
in
d
icate
s
th
at
cu
r
r
en
t
ac
c
o
u
n
ta
b
ilit
y
m
ec
h
a
n
is
m
s
m
ay
b
e
m
ea
s
u
r
in
g
th
e
wr
o
n
g
in
d
icato
r
s
-
f
o
cu
s
in
g
o
n
p
ap
e
r
wo
r
k
r
ath
er
th
an
s
u
b
s
tan
tiv
e
f
in
a
n
cial
m
an
ag
em
en
t q
u
ality
.
T
h
e
s
tu
d
y
s
u
p
p
o
r
ts
ca
lls
f
o
r
t
ar
g
eted
p
r
o
f
ess
io
n
al
d
ev
el
o
p
m
en
t,
b
u
t
with
im
p
o
r
tan
t
q
u
a
lific
atio
n
s
.
T
r
ad
itio
n
al
tr
ain
i
n
g
p
r
o
g
r
am
s
m
ay
b
e
in
s
u
f
f
icien
t
f
o
r
ad
d
r
ess
in
g
th
e
d
ee
p
l
y
em
b
e
d
d
ed
p
r
ac
tices
o
f
lo
n
g
-
s
er
v
in
g
ad
m
in
is
tr
ato
r
s
.
Alter
n
ativ
e
ap
p
r
o
ac
h
es,
s
u
ch
as
m
en
to
r
s
h
ip
p
r
o
g
r
am
s
o
r
o
n
-
th
e
-
jo
b
co
ac
h
in
g
,
m
ig
h
t
p
r
o
v
e
m
o
r
e
ef
f
ec
tiv
e
f
o
r
th
is
d
em
o
g
r
a
p
h
ic.
T
h
e
estab
lis
h
m
en
t
o
f
d
ed
icate
d
f
in
an
cial
m
an
ag
em
en
t u
n
its
in
s
ch
o
o
ls
,
as
s
u
g
g
ested
b
y
s
o
m
e
in
ter
v
iew
p
a
r
ticip
an
ts
,
c
o
u
ld
p
r
o
v
id
e
o
n
g
o
in
g
s
u
p
p
o
r
t
b
ey
o
n
d
o
n
e
-
tim
e
tr
ain
in
g
in
itiativ
es.
T
h
is
r
esear
ch
also
h
ig
h
lig
h
ts
th
e
n
ee
d
f
o
r
p
o
licy
f
lex
ib
ilit
y
.
T
h
e
co
n
s
is
ten
t
r
ep
o
r
t
o
f
in
s
u
f
f
icien
t
b
u
d
g
ets ac
r
o
s
s
d
iv
er
s
e
s
ch
o
o
l
co
n
tex
ts
s
u
g
g
ests
th
at
cu
r
r
en
t
f
u
n
d
in
g
f
o
r
m
u
las m
ay
n
o
t a
d
e
q
u
ately
ac
co
u
n
t f
o
r
v
ar
y
in
g
lo
ca
l
n
ee
d
s
.
A
m
o
r
e
n
u
an
ce
d
allo
ca
tio
n
s
y
s
tem
,
p
e
r
h
ap
s
in
co
r
p
o
r
atin
g
s
ch
o
o
l
-
s
p
ec
if
ic
in
d
icato
r
s
o
f
n
ee
d
,
c
o
u
ld
h
elp
a
d
d
r
ess
th
is
is
s
u
e.
T
h
is
alig
n
s
with
th
e
p
r
ev
io
u
s
s
tu
d
ies
[
3
2
]
,
[
3
3
]
em
p
h
asis
o
n
co
n
te
x
tu
al
f
ac
to
r
s
in
s
ch
o
o
l im
p
r
o
v
em
en
t
ef
f
o
r
ts
.
Sev
er
al
lim
itatio
n
s
s
h
o
u
ld
b
e
n
o
ted
.
T
h
e
s
tu
d
y
’
s
f
o
c
u
s
o
n
ad
m
i
n
is
tr
ato
r
s
’
p
er
s
p
ec
tiv
es,
wh
ile
v
alu
ab
le,
d
o
es
n
o
t
ca
p
tu
r
e
class
r
o
o
m
-
lev
el
im
p
ac
ts
o
f
f
in
an
cial
m
an
ag
em
e
n
t
d
ec
is
io
n
s
.
Fu
tu
r
e
r
esear
ch
c
o
u
l
d
u
s
ef
u
lly
ex
a
m
in
e
h
o
w
b
u
d
g
et
ar
y
d
e
cisi
o
n
s
af
f
ec
t
teac
h
in
g
q
u
ality
an
d
s
tu
d
en
t
lear
n
in
g
d
ir
ec
tly
.
Ad
d
itio
n
ally
,
th
e
s
tu
d
y
’
s
T
h
ai
co
n
te
x
t
m
ay
lim
it
g
en
er
aliza
b
ilit
y
to
o
th
er
ed
u
ca
tio
n
al
s
y
s
tem
s
,
th
o
u
g
h
m
an
y
f
in
d
in
g
s
ec
h
o
ch
allen
g
es
id
en
tifie
d
in
in
ter
n
atio
n
al
liter
atu
r
e
[
3
4
]
,
[
3
5
]
.
L
o
o
k
in
g
f
o
r
war
d
,
t
h
is
s
tu
d
y
s
u
g
g
ests
s
ev
er
al
p
r
o
m
is
in
g
d
ir
ec
tio
n
s
f
o
r
f
u
tu
r
e
r
esear
ch
.
C
o
m
p
a
r
ativ
e
s
tu
d
ies
b
etwe
en
p
u
b
lic
a
n
d
p
r
i
v
ate
s
ch
o
o
ls
co
u
ld
illu
m
in
ate
alter
n
ativ
e
m
an
a
g
e
m
en
t
ap
p
r
o
ac
h
es.
L
o
n
g
itu
d
i
n
al
r
esear
ch
co
u
ld
tr
ac
k
h
o
w
c
h
an
g
es
in
f
in
a
n
cial
m
an
ag
em
en
t
p
r
ac
tices
af
f
ec
t
ed
u
ca
tio
n
al
o
u
tco
m
es
o
v
e
r
ti
m
e.
Ad
d
itio
n
ally
,
ca
s
e
s
tu
d
ies
o
f
ex
ce
p
tio
n
ally
well
-
m
an
ag
ed
s
ch
o
o
ls
m
i
g
h
t
id
en
tify
b
est
p
r
ac
tices
t
h
at
co
u
ld
b
e
ad
a
p
ted
m
o
r
e
wid
ely
.
I
n
b
r
ief
,
th
is
s
tu
d
y
p
r
o
v
id
es
co
m
p
ellin
g
e
v
id
en
c
e
th
at
f
in
an
cial
m
an
a
g
em
en
t
ch
allen
g
es
in
T
h
ai
p
u
b
lic
s
ch
o
o
ls
s
tem
f
r
o
m
co
m
p
lex
in
ter
r
elatio
n
s
h
ip
s
b
etwe
en
in
s
u
f
f
icien
t
f
u
n
d
in
g
,
in
ad
eq
u
ate
tr
ai
n
in
g
,
an
d
i
n
f
lex
ib
le
p
o
licies.
Ad
d
r
ess
in
g
th
ese
is
s
u
es
w
ill
r
eq
u
ir
e
co
o
r
d
in
ate
d
ef
f
o
r
ts
at
m
u
ltip
le
lev
els
-
f
r
o
m
f
r
o
n
tlin
e
ad
m
in
is
tr
ato
r
s
to
n
atio
n
al
p
o
licy
m
ak
e
r
s
.
T
h
e
f
in
d
in
g
s
u
n
d
e
r
s
co
r
e
t
h
at
f
in
an
cial
m
an
ag
e
m
en
t
r
ef
o
r
m
m
u
s
t
b
e
c
o
n
tex
tu
al,
co
m
p
r
eh
e
n
s
iv
e,
an
d
s
u
s
tain
ed
to
ac
h
iev
e
m
ea
n
in
g
f
u
l
im
p
r
o
v
em
e
n
t
in
ed
u
ca
tio
n
al
r
e
s
o
u
r
ce
u
tili
za
tio
n
.
As
T
h
ailan
d
co
n
tin
u
es
its
ed
u
ca
tio
n
al
d
ec
en
tr
aliza
tio
n
ef
f
o
r
ts
,
th
ese
in
s
ig
h
ts
ca
n
h
elp
s
h
ap
e
m
o
r
e
e
f
f
ec
tiv
e
ap
p
r
o
ac
h
es to
s
ch
o
o
l
f
in
an
cial
g
o
v
er
n
an
ce
.
5.
CO
NCLU
SI
O
N
T
h
is
s
tu
d
y
p
r
o
v
id
es
r
o
b
u
s
t
ev
id
en
ce
f
r
o
m
3
9
6
T
h
ai
p
u
b
lic
-
s
ch
o
o
l
a
d
m
in
is
tr
ato
r
s
,
c
o
m
b
in
in
g
q
u
an
titativ
e
an
d
q
u
alitativ
e
d
ata
to
r
ev
ea
l
cr
itical
f
in
an
cial
m
an
ag
em
en
t
ch
allen
g
es.
Key
f
in
d
in
g
s
s
h
o
w
th
at
8
5
%
o
f
s
ch
o
o
ls
f
ac
e
b
u
d
g
et
s
h
o
r
tf
alls
d
esp
ite
m
u
ltip
le
f
u
n
d
in
g
s
o
u
r
ce
s
,
wh
ile
8
2
%
r
e
p
o
r
t
n
o
n
-
c
o
m
p
lian
ce
with
f
in
an
cial
g
u
id
elin
es
d
esp
ite
s
u
b
m
itti
n
g
r
eq
u
ir
e
d
r
ep
o
r
ts
.
T
h
ese
s
y
s
tem
ic
is
s
u
es
p
er
s
is
t
ac
r
o
s
s
ex
p
er
ien
ce
lev
els
an
d
s
ch
o
o
l
ty
p
es,
in
d
ic
atin
g
d
ee
p
-
r
o
o
te
d
in
s
titu
tio
n
al
ch
allen
g
es
r
ath
er
th
an
in
d
iv
i
d
u
al
s
h
o
r
tco
m
in
g
s
.
Evaluation Warning : The document was created with Spire.PDF for Python.
I
n
t
J
E
v
al
&
R
es E
d
u
c
I
SS
N:
2252
-
8
8
2
2
E
xa
min
in
g
fin
a
n
cia
l m
a
n
a
g
em
en
t in
Th
a
i p
u
b
lic
s
ch
o
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(
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kk
r
it Ma
r
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541
B
ased
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p
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DATA AV
AI
L
AB
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[
HJ].
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estrictio
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s
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RE
F
E
R
E
NC
E
S
[
1
]
M
o
h
z
a
n
a
,
M
.
A
r
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f
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n
,
I
.
P
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.
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d
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.
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a
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,
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(
J
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Pe
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h
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R
1
.
[
3
]
B
.
R
.
R
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mi
j
n
,
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.
L.
S
l
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a
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d
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.
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s
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ma
n
,
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men
t
:
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4
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D
.
B
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.
,
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:
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5
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C
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a
n
d
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A
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Lu
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S
.
M
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:
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[
7
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K
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Z.
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Evaluation Warning : The document was created with Spire.PDF for Python.